How do I protect my personal possessions away from home?
We often carry around some of our most expensive items, such as our phones, tablets and laptops, plus jewellery, glasses, wallets, watches and coats. While you might assume that these are covered by your home contents insurance should you lose them or they’re stolen while you’re away from home, that’s not always the case. Some contents policies will include personal possessions cover as standard, while others don’t.
Check your policy schedule, which should list what cover is included in your policy. If you’re not covered, you need to request personal possessions insurance while you’re away from home. This may be an additional cover option when you take out your contents policy but you may need to pay extra.