Do I need to list my wedding dress as a specific item on my insurance policy?
Depending on the value of your dress, it's usually worth listing it as a specific high value item to make sure it's covered to its full value. Most insurance policies have a single item limit attached to them, which sets out the most the provider will pay for a single item, unless it’s individually listed on a policy.
The limit is usually around £1,500, but it does vary from policy to policy so make sure to check yours. If your dress is worth more than the single item limit, then you need to give your insurance provider a call to adjust the policy and add on the dress as a specific high value item.