What about valuables worth more than my single item limit?
If you have belongings worth more than the single item limit, you’ll need to inform your insurance provider so the items can be listed individually on your policy and insured to their full value. You can do this when you complete a quotation for contents insurance.
If you don’t declare these high-value items, you run the risk of being underinsured should something happen. It’s also worth knowing that most insurance providers will expect to see a recent valuation certificate or receipt as proof of value if you make a claim for an item listed individually on your contents insurance.