Do the same rules apply with underground pipes?
You're usually responsible for the pipes that run underneath your land. These could include water, gas and sewage pipes, as well as electricity and TV cables.
If you notice a leak, trace and access cover could help pay for the cost of any investigative work to identify the problem. If your drain is damaged, then check your policy includes cover for drains, pipes and cables, which should provide cover for tree root damage to pipes, for example.
Or use our comparison service to compare home buildings insurance to find a policy that includes trace and access cover.
90.2% of customers found our home insurance experience easy or very easy.*
*For the period 14th September to 30th November 2018, 3,183 people responded to the question “How easy or difficult did you find it to complete a quote using CtM?” 2,872 responded with ‘easy’ or ‘very easy’ (90.2%).