Do the same rules apply with underground pipes?
You're usually responsible for the pipes that run underneath your land. These could include water, gas and sewage pipes, as well as electricity and TV cables.
If you notice a leak, trace and access cover could help pay for the cost of any investigative work to identify the problem. If your drain is damaged, then check your policy includes cover for drains, pipes and cables, which should provide cover for tree root damage to pipes, for example.
Or use our comparison service to compare home buildings insurance find a policy that includes trace and access cover.
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*For the period 1st June to 31st August 2018, 3,180 people responded to the question “Overall how easy was it for you to get a quote” for home, 3,029 responded with a score of easy or very easy (95.3%).