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Travel insurance and repatriation

Travel insurance and repatriation

What happens if you suffer a serious illness or injury while you’re abroad and you need to come home? If you have travel insurance, the costs may be covered by your policy. Let’s take a look.

Patrick Ikhena
From the Travel team
2
minute read
posted 14 OCTOBER 2019

What is repatriation cover?

Repatriation cover can offer protection against the high cost of bringing you (or a family member) home after illness, injury or death suffered while abroad. It may be necessary to transport you home because you can’t get the appropriate treatment where you are, or because it will work out cheaper (for the insurance provider) to bring you home and complete your treatment in the UK.

Travel insurance policies typically provide up to £10 million of cover for repatriation. This reflects the high costs of bringing you home on a private plane, for example, and for the extra costs of any specialist equipment and medical treatment.

Does travel insurance cover repatriation?

Repatriation insurance is included as standard in most travel insurance policies. There will typically be a section, sometimes called the ‘Key Features’, where you can see the list of circumstances where a travel insurance provider will offer repatriation.

The high levels of cover represent the realistic costs of repatriation, especially from remote locations and places where costs are relatively high. If, for any reason, you want more cover than is provided as standard, you can shop around for a policy with higher limits.

What else should I think about when it comes to repatriation?

Once you’ve found the right policy, make sure you keep your provider’s details with you in case you need to get in touch with them during your trip.

The UK government has advice on coping with a death abroad if the worst happens to a loved one while you’re away.

Why compare travel with Compare the Market?

Our comparison service takes the hassle out of finding great-value travel insurance. What’s more, cover starts from as little as £3**.

**50% of people could achieve a quote of £2.17 for single trip travel insurance for 2 nights in Europe based on Compare the Market data in September 2019

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