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Scuba diving travel insurance

Before you go scuba diving on holiday, it’s important to get the right travel insurance. Here’s how to find cover so you can enjoy your time underwater…  

Patrick Ikhena From the travel team
minute read

What should I do if my travel insurance doesn’t include scuba diving?

If a standard travel policy doesn’t include scuba diving, you could:

  • Ask your provider if they’ll add cover for scuba diving to your policy, or
  • Look for a specialist policy, like water sports travel insurance

A typical water sports policy may include scuba diving, but be sure to check if there are any restrictions. For example, there may be a limit on how far down you can dive underwater. If you exceed this level (either intentionally or not), you may invalidate your policy.

There may also be a condition that you need an experienced guide for a dive, or that you must be accompanied for the cover to remain valid.

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What else should I think about when it comes to scuba diving and insurance?

Make sure you have enough cover for your scuba diving equipment, including specialist clothing, in case it's lost, stolen or damaged. If your plans change while you’re away and you have any doubts that you’re still covered by your policy, speak with your provider to see if you can amend your cover level.

If you’ve any concerns around safety and scuba diving, the Divers Alert Network is a not-for-profit group who have a range of online resources.

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