Why might you not choose group travel insurance?
In some cases, group travel insurance might not be right for your situation. For example:
- If one of you has a pre-existing medical condition or is significantly older than the rest, they will cost more to insure, and might even need specialist insurance. It could make getting travel insurance and splitting the bill very complicated.
- If you’re getting separate flights you might not all be covered under a group travel insurance policy – always check the policy details to make sure.
- If you’ll be going on other trips in the same year, separately from the group, it might be cheaper overall to get an annual multi-trip policy or you may already have travel insurance packaged in with your bank account for example.
- If some of your party live in a different country from the rest, for example a group of friends going to a wedding overseas and a couple of them live in the Republic of Ireland