Public liability insurance for sports/ personal trainers
If a member of the public suffers an accidental injury or damage to their property as a result of work you carried out and makes a claim against your business, then public liability insurance could cover the cost of your legal fees and compensation.
It’s all too easy to think that accidents and injuries happen to other people and that no-one under your supervision is likely to get hurt, but accidents can and do happen – usually when you least expect it. It could be as simple as a client tripping over some unattended gym equipment in a dance class and twisting their ankle or tearing a muscle. All of this could result in legal action and if you don’t have adequate cover, you’ll be expected to fork out for all the associated costs yourself.