What happens if I don’t apply for a SORN?
If your car doesn’t have a record of insurance on the Motor Insurance Database (MID) – a database of all insured vehicles in the UK – and you haven’t declared it SORN, you’ll be sent an Insurance Advisory Letter. This will tell you that your car is uninsured and that you may have to pay a fine unless you arrange insurance. You’ll also need to make sure that your car is taxed.
You will automatically be liable to pay a £100 fine and your car could be clamped, seized or even destroyed. You could also end up with a £1,000 fine to pay and a County Court Judgement (CCJ) against you, so the consequences can be serious.
If you’re not sure whether your car is insured, you can check online at askMID.com.