Your insurance options
If you’ve decided to take lessons with a driving school, your insurance will be included in the cost of the lessons (as will the fuel). But if you want to learn to drive or practice in your parents’ car, you’ll need to be insured. You have a couple of options:
You can become a named driver on your parents’ car insurance. Adding you as the named driver could significantly increase their premiums, though (the insurance provider will take both drivers’ information into account and create a price based on each of you sharing the car).
Alternatively, you could take out learner or provisional driver insurance. This usually allows you to learn to drive in any car, but you’ll need to be with a qualified driver aged 21 or over who’s held a full licence for at least three years.