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Learning to drive in your parents’ car

Learning to drive in your parents’ car

You can learn to drive with anyone you want, provided that your chosen mentor is at least 21 or older and has held a full licence for a minimum of three years. If you feel comfortable with one of your parents in the passenger seat, you're probably wondering what car insurance you'll need. We've got the answers for you here.

Daniel Hutson
From the Motor team
minute read
posted 5 NOVEMBER 2019

What insurance will I need to learn to drive in my parents’ car?

If you want to learn to drive or practice in your parents' car, being added as a named driver to your parents' car insurance policy is usually a good option. Alternatively, you may also choose to take out learner driver car insurance, which allows you to learn to drive in any car, provided that you're being supervised by someone who is at least 21 years old and who has held a full licence for at least three years.

It's important to note that adding you as the named driver could significantly increase your parents' premiums (the insurance provider will take both drivers' information into account and create a price based on each of you sharing the car).

What are the requirements to learn to drive in my parents’ car?

Before driving off for the first time in your parents' car, you'll need to make sure of the following:

  • you must be at least 17 years old (the exception to this is if you receive disability living allowance at the higher rate) and hold a provisional driving licence
  • your parents' car must be roadworthy, and have a current MOT and valid road tax
  • the car will need to display red L plates (L or D plates if you're in Wales) when you're driving – and they'll need to be on the front and back of the car
  • you must be insured to drive your parents' car as a named driver or have learner driver insurance

Your parents' car won't be fitted with dual controls as a driving school car would be, so you need to take care.

What are the benefits of using a driving school or an instructor?

The benefits of using a driving school or instructor include possibly passing your test faster, a higher standard of tuition, tailored lessons and the fact that most have already got the insurance side of things covered.

On average, it takes a learner driver around 47 hours of expert instruction (plus another 22 hours of private practice) to get to test standard.

A qualified instructor will have taken tough practical and theory tests. They're also regularly assessed to ensure they're able to offer a high standard of tuition.

They'll know exactly what you'll be examined on in the practical and theory tests and will be able to tailor your tuition to get you to the required standard efficiently. Importantly, they won't teach you any bad habits that could unwittingly trip you up in the test itself.

How can I get a good deal on learner driver car insurance?

The easiest way is to compare learner driver car insurance quotes or find out about being added to your parent's policy – just remember that your parents have to be the ones to amend their insurance if they do decide to add you. Start a quote with us today, and we'll compare policies from a variety of insurance providers so you can find one that suits you, at a price you can afford.

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