What are the cheapest cars to insure?

Despite a slight drop in average car insurance costs, premiums still remain notoriously expensive. According to our latest Premium Drivers Report (September 2019), the average cost of car insurance in the second quarter of this year (across all age groups) was £707. 

So, is it possible to find cheaper cars to insure out there?  

Let’s find out.

Daniel Hutson From the Motor team
minute read

What influences the cost of my car insurance?

There are a number of factors that make car insurance more expensive for one person than another. These can include:

  •  your age
  •  your car make and model
  •  your address
  •  your average yearly mileage
  • your driving history


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What are the top 10 cheapest cars to insure?

Our experts have done some research to find out which are currently the cheapest cars to insure. Our average premiums are taken from Compare the Market data from 1 March 2019 to 1 June 2019 and are based on car insurance quotes from people with different age ranges, addresses and driving histories.

Top ten cheapest cars to insure

Car model Average premium
Land Rover 88 £367.11
Jaguar XK8 £301.63
Dacia Logan £358.26
Renault Kadjar Dynamique Nav Tce 130 £407.75
Skoda Roomster £319.14
Hyundai Ioniq Hybrid Premium Se £458.85
MG TF £323.02
Skoda Yeti £353.78
Mazda CX-3    £355.15
Mini Clubman Cooper £386.45

1. Land Rover 88

At £367.11** on average to insure, the Land Rover 88 is first on our list. Production of this classic off-road vehicle lasted only three years, between 1958 and 1961, but many owners have since found this model to be both reliable and affordable to run.

2. Jaguar XK8

Jaguar, a truly iconic British car manufacturer (now owned by Cans Tata Motors), is best known for its range of classy premium cars. However, with an average insurance price of £301.63**, the Jaguar could be an inexpensive option if you're looking for a fun yet cool car to drive.


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3. Dacia Logan

One of the most affordable estate cars on the market, the average cost to insure the Dacia Logan is £358.26**. Offering a comfortable ride, it rates high on practicality too, boasting a 573 litre boot space and foldable rear seats.

4. Renault Kadjar Dynamique Nav Tce 130

The family-oriented Renault Kadjar has plenty going for it, including extra boot space and a slick exterior design. This urban run-around, from the trusted French manufacturer Renault, costs an average of £407.75** to insure. 

5. Skoda Roomster

The quirky, distinctive Skoda Roomster is a small family car that comes with a practical design (the three rear seats can be folded or removed) and a competitive price for insurance – just £319.14** on average.

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6. Hyundai Ioniq Hybrid Premium SE

This popular hybrid, which comes with a 1.6-litre petrol engine and an electric motor, is a top-spec model with lots of great features, including heated front seats and automatic windscreen wipers. The Hyundai Ioniq costs an average of £458.85** to insure.

7. MG TF

Coming in at £323.02** on average to insure, the stylish MG TF ranks as one of the UK’s most popular low-cost roadsters, thanks to low running costs and decent fuel economy. A development of the MGF, it has a more upmarket feel but remains an affordable buy. 

8. Skoda Yeti

Yeti, the small family SUV from Skoda, costs just £353.78** on average to insure. One of the first small SUVs on the market, the Yeti provides all the practicality you’ll want from a car of this type. Skoda has always been noted as providing value for money, and it seems insuring one is similarly competitive.

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9. Mazda CX-3   

The Mazda CX-3 is a small but punchy SUV with a lightweight body shell and sharp handling that make it a joy to drive. It boasts an impressive fuel economy of around 40-64 mpg and an average insurance price of £355.15**, making this an affordable choice.

10. Mini Clubman Cooper

With its practical shape and snazzy interior, the Clubman Cooper – part of BMW’s new generation fleet of Minis – offers a sturd,y well-built feel and comes with more storage space than a Mini hatchback. What’s more, it’s well-priced and has a very acceptable insurance cost of £386.45**, on average.

**Our average premiums are from Compare the Market data from 1 March 2019 to 1 June 2019, and are based on all our customer car insurance quotes, from people with different age ranges, addresses and driving histories. You may find cheaper or more expensive quotes based on your personal circumstances.

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How can I compare car insurance quotes?

One of the quickest ways to make sure you get your car insurance as cheaply as possible is to compare quotes. Car insurance may be more expensive in general, but it’s also very competitive.  

Comparing quotes is simple to do and won’t take more than a few minutes of your time. Give us some details about you and your car, and we’ll provide you with a list of available quotes.  

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