What are the cheapest cars to insure?

What are the cheapest cars to insure?

Despite a slight drop in average car insurance costs, premiums still remain notoriously expensive. According to our latest Premium Drivers Report (December 2018), the average cost of car insurance in the second quarter of this year (across all age groups) was £744.

So, is it possible to find cheaper cars to insure out there? 

Let’s find out. 

Daniel Hutson From the Motor team
minute read

What influences the cost of my car insurance?

There are a number of factors that make car insurance more expensive for one person than another. These can include:

  • your age
  • your car make and model
  • your address
  • your average yearly mileage
  • your driving history
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What are the top 10 cheapest cars to insure?

Our experts have done some research to find out which are currently the cheapest cars to insure. Our average premiums are taken from Compare the Market data from 1 July 2018 to 1 October 2018 and are based on car insurance quotes from people with different age ranges, addresses and driving histories.  

Be aware that prices of quotes may differ based on your own personal circumstances.

Top ten cheapest cars to insure

Car model Average premium
Skoda Yeti £382.20
Citroen C3 Picasso £399.89
Dacia Logan £359.56
MG TF £376.31
Dacia Duster £438.08
Hyundai iX20 £414.85
Mazda CX-3 £382.70
Kia Venga 2 £409.07
Kia Soul    £434.34
Volvo XC70  £458.43

1. Skoda Yeti

Yeti, the small family SUV from Skoda, costs just £382.20** on average to insure. One of the first small SUVs on the market, the Yeti provides all the practicality you’ll want from a car of this type. Skoda has always been noted as providing value for money, and it seems insuring one is similarly competitive.

2. Citroen C3 Picasso

At £399.89** on average to insure, the C3 Picasso is second on our list. A practical, small MPV, Citroen has designed a genuine car for the whole family yet sized on a supermini wheelbase. With the diesel capable of around 70mpg, it could help keep your fuel bills down as well as the cost of your insurance.  


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3. Dacia Logan

One of the most affordable estate cars on the market, the average cost to insure the Dacia Logan is £359.56**. Offering a comfortable ride, it rates high on practicality too, boasting a 573 litre boot space and foldable rear seats.

4. MG Tf

Coming in at £376.31** on average to insure, the MG Tf ranks as one of the UK’s most popular low-cost roadsters, thanks to low running costs and decent fuel economy. A development of the MGF, it has a more upmarket feel, but remains an affordable buy. 

5. Dacia Duster

The Dacia Duster is a surprisingly cheap car to buy, as well as to insure, for its size – £424.51** on average. Dacia provides good, but not fancy, functionality, and keeps its cars as affordable as possible. Robust and reliable, the Duster has also won a number of awards since its UK launch back in 2013.

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6. Hyundai iX20

This stylish supermini-MPV is a safe, practical and incredibly versatile car. It’s easy to park and drive with a neat design, and an elevated driving position that offers excellent visibility. With a spacious interior and average cost of just £438.08** to insure, it’s a popular choice with young families. 

7. Mazda CX-3

This compact crossover has a classy interior with two zippy engines to choose from. The boot size is a bit limited making it suitable for a smaller family. But with an average insurance price of £382.70**, it’s an affordable option for those looking for a fun, yet stylish car to drive. 

8. Kia Venga 2

At number eight, Kia’s mini MPV costs on average £409.07** to insure. The roomy interior is well designed and comes with a variety of engines. While the 1.4 litre petrol model is usually cheaper to buy and boasts a perky 89bhp, the diesel model offers a lot more miles per gallon.

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9. Kia Soul

With its practical shape and roomy interior, the Kia Soul offers a unique look and a sturdy well-built feel. It’s well-priced and has a very acceptable insurance cost of £434.34** on average. However, it’s a thirsty car, so you’ll have to compare insurance savings with fuel costs. At 58.8mpg, the diesel is the most economical model. 

10. Volvo XC70

Tough and dependable, this four-wheel-drive version of the Volvo V70 Estate is a practical family car for all-weather driving. The high-quality interiors offer supreme comfort, while the off-road capabilities make for a reliable and safe ride in snow, ice and muddy conditions. With an average insurance cost of £458.43**, the XC70 is a great choice for those who want a traditional estate car instead of a crossover.  

** Our average premiums are from Compare the Market data from 1 July 2018 to 1 October 2018, and are based on all our customer car insurance quotes, from people with different age ranges, addresses and driving histories. You may find cheaper or more expensive quotes based on your personal circumstances.

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How can I compare car insurance quotes?

One of the quickest ways to make sure you get your car insurance as cheaply as possible is to compare quotes. Car insurance may be more expensive in general, but it’s also very competitive.  

Comparing quotes is simple to do and won’t take more than a few minutes of your time. Give us some details about you and your car, and we’ll provide you with a list of available quotes.  

Compare car insurance quotes in less than six minutes and see if you can start saving. 

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