Classic car policies will often have an annual mileage limit attached to them. Whether you only use your car during the summer months or occasionally at weekends, make sure this allowance is sufficient.
Remember, you need to maintain cover for the entire year whether you’re using the vehicle or not. If you were to cancel your policy for the time you’re not using your car, remember that you may face a cancellation fee and you’ll need to SORN your vehicle if it’s not insured or is kept off the road.
You can find out more about making a SORN here. Otherwise, specialist classic car insurance could offer you ‘laid up cover’ for the time the vehicle is not in active use.
Insurers will be interested in additional security measures.
Your classic car might attract the envious glances of thieves but due to its age, it could be relatively poorly protected.
It’s unlikely to come with many of the measures that we now take for granted in our modern vehicles. Fitting extra devices to your car, for example, an alarm, or perhaps even a tracking device, could help to reduce your cover costs. Otherwise, keeping the car under lock and key in your garage might help a little in keeping the costs down.