Limit your mileage – if you agree to an annual mileage limit, you could get a decent discount. Just make sure that the mileage allowance is sufficient for your use – you don’t want to invalidate your policy.
Invest in additional security – your classic car might attract the envious glances of thieves and, due to its age, it’s likely to be poorly protected. Fitting an alarm or perhaps even a tracking device could help to reduce the cost of your cover. Or keep the car under lock and key in a garage.
Avoid modifications – some insurance providers refuse to cover cars with modifications, and those that will insure you will certainly charge more. Remember that a modification doesn’t just mean adding a flashy exhaust. Any additions or upgrades that you’ve made, no matter how simple, will need to be disclosed. If you fail to do this, you might find your cover is invalidated.