Classic car insurance

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Compare classic car insurance for post 1970 models

If you own a classic car, the chances are it’s your pride and joy. And whether you use it every day to commute to work or drive it for pleasure at the weekend, it’s good to know that there’s a car insurance deal out there that covers your needs, at a price you could afford. At, we offer insurance for cars manufactured from 1970 onwards, so if your car is any older you might need to consider specialist classic car insurance.

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What is a classic car?

Ask a number of motorists for their definition of a classic car and the chances are you’ll get lots of different answers, with anything ranging from an American car to an import. Unfortunately, when it comes to insuring your vehicle, the same is true of insurance providers. There isn’t one single definition. Essentially, any vehicle can be considered classic for insurance purposes provided it’s at least 15 years old. 

Do I need classic insurance?

Because there’s no hard and fast rule about what a classic car is, it depends on the insurance provider. 

What should I consider when looking for cheap classic car insurance?

Classic car insurance is a competitive business. Insurance providers know that owners of classic cars tend to maintain them well and drive them responsibly. That means they’re valued customers and, as a result, they’re keen to attract your business. Our advice is to and check out the deal that’s right for you.

What’s an agreed valuation?

This means you agree up front with your insurance provider how much your car is worth, rather than relying on the market value. So if you have an accident and your car is declared a total loss, you should be reimbursed the agreed amount. 

How can I lower the cost of classic car insurance?

Limit your mileage – if you agree to an annual mileage limit, you could get a decent discount. Just make sure that the mileage allowance is sufficient for your use – you don’t want to invalidate your policy.

Invest in additional security – your classic car might attract the envious glances of thieves and, due to its age, it’s likely to be poorly protected. Fitting an alarm or perhaps even a tracking device could help to reduce the cost of your cover. Or keep the car under lock and key in a garage.

Avoid modifications – some insurance providers refuse to cover cars with modifications, and those that will insure you will certainly charge more. Remember that a modification doesn’t just mean adding a flashy exhaust. Any additions or upgrades that you’ve made, no matter how simple, will need to be disclosed. If you fail to do this, you might find your cover is invalidated.

Why compare classic car insurance with

We independently compare over 100 of the UK’s most trusted car insurance providers to provide classic car insurance deals.

We’ll show you policies based on price, policy cover level, add-ons or annual or monthly payment terms – helping you compare policies based on your needs.

And that’s not all… Buying car insurance through means you get MEERKAT MOVIES*. This will give you 2 for 1 cinema tickets on Tuesdays or Wednesdays, every week, for a whole year. - the easier way to save

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