Can I build a no claims discount if I’m a named driver?
One of the disadvantages of being a named driver is that, typically, you aren’t able to build up a no claims discount – also known as a no claims bonus – on that policy. Depending on the insurance provider, it’s usually only the policy holder or the main driver who can build up a no claims discount.
That said, there are some insurance providers who may take your experience as a named driver into account, provided you take out your own car insurance policy with them in the future. It’s worth checking with the provider to see if this is possible.