Car insurance Group 1

If you’re thinking of buying or insuring a car, it’s worth knowing that cars in insurance group 1 are the cheapest to insure.

If you’re thinking of buying or insuring a car, it’s worth knowing that cars in insurance group 1 are the cheapest to insure.

Julie Daniels
Insurance expert
1
minute read
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Last Updated 5 JULY 2022

Which cars are in car insurance Group 1?

All cars belong to an insurance group between 1 and 50. Which insurance group your car will sit in depends on a range of factors, including its value and performance, safety and security features, and how much it costs to repair.

Cars in insurance group 1 have the cheapest insurance premiums, making them a great bet if you’re on a budget. But how much you pay for your insurance will depend on other factors too, including your age, your claims history and how many miles you drive in a year.

Popular cars in group 1 include: 

Make Model
Chevrolet Spark 1.0l Manual 68bhp, 2010-12, 5dr, petrol
Citroen C1 Airplay 1.0l Manual 67bhp, 2006, 3dr, petrol
Citroen C1 Vibe 1.0l Vibe, 3dr
Fiat Panda Cross 4WD 1.41 Manual 70bhp, 2008, 5dr, diesel
Fiat Panda Active 1.21 Manual 69bhp, 2010, 5dr, petrol
Ford KA+ Studio Ti-VCT 1.21 Manual 69bph, 2016, Petrol
Seat MII 1.0l Toca Manual 59bhp, 2013, petrol
Skoda Fabia Hatchback S MPI 1.0l Manual 74bhp, 2015, petrol
Skoda Citigo S 1.0l Manual 60bhp, 2012, petrol
Volkswagen Fox 1.2l 60bhp, 2010, 3dr, petrol

Who are group 1 cars most suitable for? 

Cars in group 1 are a great option for younger drivers as they’re usually the cheapest to insure and are among the cheapest to buy and repair. They tend to have less powerful engines, and score highly in other categories, such as having good safety and security features.

If you’re a young driver, your age and inexperience usually means paying high insurance premiums, so choosing a group 1 car can help keep your costs down. And there are lots of other ways to help cut the cost of your cover – see our tips for getting cheaper car insurance.

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