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Car insurance Group 1

Car insurance Group 1

If you’re thinking of buying or insuring a car, it’s handy to know that cars in insurance Group 1 are the cheapest to insure. See if yours falls into this category. 

Daniel Hutson
From the Motor team
minute read
posted 23 APRIL 2020

Which cars are in car insurance Group 1?

All cars are allocated a car insurance group between one and 50. Which car insurance group depends on a range of factors, including the value of your car and its performance, safety features, security features and repair costs. 
Cars in insurance Group 1 carry the cheapest insurance premiums, so if that’s you, you’re already on to a winner. 

Why are cars in Group 1 the cheapest? 

Cars found in Group 1 are normally the cheapest to insure, because they score well on the series of factors used to calculate the groups. These cars are usually some of the cheapest to buy, but, just as importantly, are also some of the cheapest to repair if they’re damaged in an accident. They also tend to have less powerful engines, and score highly in other categories, such as having good safety and security features.

Are Group 1 cars a good option for young drivers? 

These cars can suit younger drivers who, while generally having high insurance premiums because of their age and inexperience, can at least keep costs down by choosing one of these vehicles.  
However, just having a car from Group 1 doesn’t guarantee you cheap insurance. Car insurance is calculated on a range of factors. Our car insurance calculator can help you get an idea of what to expect to pay. This is particularly useful if you’re yet to buy your next car. 

Cars in group 1 include:

Chevrolet Spark

Citroen C1 Airplay

Citroen C1 Airplay+

Citroen C1 Vibe

Fiat Panda Active

Fiat Panda Active Eco

Skoda Fabia Classic

Vauxhall Corsa Expression

Vauxhall Corsa Expression Ecoflex

Vokswagen Fox (54)

Volkswagen Fox (60)

Volkswagen Fox Urban (54)

Volkswagen Fox Urban (60)

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