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Car insurance group 10

All cars are assigned an insurance group, independently ranked by Thatcham Research. Which group your car is in depends on factors including its value, performance and safety. We take a look at cars in insurance group 10 and explain the difference between insurance group 10e and insurance group 10.

All cars are assigned an insurance group, independently ranked by Thatcham Research. Which group your car is in depends on factors including its value, performance and safety. We take a look at cars in insurance group 10 and explain the difference between insurance group 10e and insurance group 10.

Written by
Julie Daniels
Motor insurance comparison expert
Last Updated
15 JANUARY 2024
4 min read
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What is car insurance group 10?

Insurance group numbers run from 1 to 50, with 1 generally being the cheapest to insure and 50 the most expensive. Cars in insurance group 10 are at the cheaper end of the scale, but the overall cost of your insurance premium is also decided by your age, driving history and habits.

You may also see cars assigned 10e and 10u. These suffixes relate to the security of the car.

Which cars are in car insurance group 10?

Group 10 offers a selection of good runaround cars. We’ve included a mix of new and older models so you can see some of the options available whether you’re buying new or used.

List of cars in group 10

Make Model
Citroen Berlingo Feel XL BlueHDi 100, 2020-2022, 5dr diesel
Dacia Sandero Stepway Comfort TCe LPF, 2021-2022, 5dr, petrol
Fiat 500 C Pop, 2015-2021 2dr, petrol
Ford KA+ Active TDCi 95 2018-2020, 5dr diesel
Hyundai i10 N Line T-GDi 2020-2022, 5dr, petrol
Kia Picanto GT-Line T-GDi 100,2018-2020, 5dr, petrol
Nissan Juke Acenta Premium 117 2014-2019, 5dr, petrol
Renault Clio Play dCi 85, 2019-2022, 5dr, diesel
SEAT Ibiza SE edition TSi 95, 2022- 5dr, petrol
Skoda Fabia Colour Edition TSi 95 2021-2022, 5dr, petrol
Smart Forfour Brabus 2016-2019, 5dr, petrol, automatic

Who are group 10 insurance cars most suitable for?

Cars in group 10 are great if you’re looking for a small family car that doesn’t cost too much to run.

Nissan, Renault and SEAT are just some of the big-name manufacturers that offer cars in this category, which are sometimes referred to as ‘superminis’. These can be good city cars as they’re easier to park in tight spots than longer cars.

What is insurance group 10e?

Adding e to a group rating number is a sign that a particular model exceeds the security requirement for a car of this type. A group 11 car that exceeds Thatcham’s minimum-security standard for that group will have the benefit of being listed as an 10e.

What is insurance group 10u?

According to the Thatcham Research scale, cars with a u suffix have a level of security that’s considered unacceptable for that model.

This doesn’t mean the car will be uninsurable, but car owners should be aware that insurance providers may insist on the security being upgraded before providing cover.

What is the insurance group 10 average cost for a car?

Your car insurance group isn’t the only thing that will affect your premium. Where you live, what you do for a living, how far you drive a year and your driving history will all affect how much you pay.

If you’re a safe driver with a big no-claims discount, you’ll potentially pay less than someone else driving a group 10 insurance car who’s made recent claims and has points on their licence.

51% of our customers were quoted less than £923.46 for their comprehensive car insurance in March 2024. This is averaged across all groups, including those that are more expensive than group 10.

How can I check my car insurance group?

It’s easy to check what group your car belongs to with our handy car insurance group checker.

If you’re curious about your current vehicle or are considering buying a new or used car, you’ll need the make and model of the car. For some models, you may also need year of manufacture, fuel type, number of doors and transmission type.

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Frequently asked questions

Are group 10 insurance cars good for young drivers?

Group 10 is at the cheaper end of the scale for insurance groups. This can be helpful for younger drivers who typically pay higher premiums. But young drivers might find cheaper insurance in one of the lower groups.

However, as younger drivers can be more accident prone – hence the higher premiums – you may also want to take Euro NCAP safety ratings into account when choosing a car.

How can I save on my group 10 car insurance premiums?

There are a few ways you might save on your car insurance.

If you can afford to pay a higher contribution towards a claim, then having a higher excess might help reduce your premium. But you’ll need to be able to afford your share if you do make a claim.

Paying upfront annually could be cheaper, as many providers will charge interest if you pay for your insurance monthly. Shopping around rather than auto-renewing your policy could help, too. But you must make sure that any policy you choose has the cover you need and want.

Julie Daniels - motor insurance comparison expert

Julie is passionate about delivering a great customer experience and rewarding people for saving on their insurance through our loyalty and rewards programme. She’s spoken to the media, including outlets like Sky News and Capital FM, about car and home insurance, as well as our rewards scheme.

Learn more about Julie

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