Car insurance group 12

The make and model of the car you drive can influence how much you pay for car insurance. If you’re thinking of buying a new or used vehicle, it’s useful to know that cars in insurance group 12 are among the most affordable to insure. They include versions of the Kia Sportage and Vauxhall Corsa.

The make and model of the car you drive can influence how much you pay for car insurance. If you’re thinking of buying a new or used vehicle, it’s useful to know that cars in insurance group 12 are among the most affordable to insure. They include versions of the Kia Sportage and Vauxhall Corsa.

Julie Daniels
Insurance expert
2
minute read
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Last Updated 6 JULY 2022

Which cars are in car insurance group 12?

Cars in insurance group 12 are at the cheaper end of the scale when it comes to calculating your insurance premium. That’s because they have less powerful engines, good safety features and relatively cheap repair costs. 

All  cars registered in the UK are assigned an insurance group, independently ranked by Thatcham Research. Cars are put into groups from 1-50, based on their market value, cost of repairs and the risk of them being involved in an accident. This is used as a guide by insurance providers to calculate their premiums. On average, the lower the group, the less you’ll pay for insurance. Of course, there are several other factors that can affect the cost of car insurance, including your age, driving history and habits, but choosing a model in insurance group 12 or lower could help you keep costs down.

Cars in group 12 include: 

Make Model
BMW 1 Series Hatchback ,114i ES, 3dr
Citroen Berlingo Multispace Feel, 1.2 PureTech Feel, 5dr
Ford Puma SUV ST-Line 1.0 Ford EcoBoost 100PS, 5dr
Hyundai i20 Hatchback 1.0T GDi 48V MHD SE Connect, 5dr DCT
Kia Picanto 1.25 Quantum, auto, 4dr
Mazda CX-30 SUV,  2.0 e-Skyactiv-G MHEV SE-L, 5dr
Nissan Qashqai SUV,  1.3 DiG-T MH Acenta Premium 5dr
Peugeot 308 Hatchback,  1.2 e-THP Active. 5dr
Skoda Fabia Hatchback,  1.4 TDI S, 5dr
Vauxhall Corsa Hatchback,  1.0T ecoFLEX SRi Vx-line, 3dr

Who are group 12 cars most suitable for? 

Cars in insurance group 12 are good for families who want to zip around town while still keeping motor insurance costs low. Vehicles in this category are still among the cheapest to insure, but they can give you more power and space than cars in lower insurance bands. 

You’ll find a mix of reliable hatchbacks, estates and small SUVs in group 12, including versions of popular models like the Kia Sportage, Toyota Yaris and Vauxhall Corsa.

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