Car insurance group 16

Most things in life come in a pecking order – stuff at the top, stuff at the bottom – and car insurance is much the same. There are 50 insurance groups your car could fall into, with 1 generally being the cheapest and 50 being the most expensive.

Most things in life come in a pecking order – stuff at the top, stuff at the bottom – and car insurance is much the same. There are 50 insurance groups your car could fall into, with 1 generally being the cheapest and 50 being the most expensive.

Julie Daniels
Insurance expert
3
minute read
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Last Updated 26 OCTOBER 2022

Which cars are in car insurance group 16?

Cars in insurance group 16 offer good value but there are plenty of other factors that come into play when insurance providers calculate their premiums, like a driver’s age, postcode and driving history. Where your car sits in the group ranking by Thatcham Research depends on its market value, how powerful the engine is, the safety and security features and potential repair costs.

Many popular mid-range car models fall in insurance group 16, from leading manufacturers like Audi, Toyota, BMW, Seat and Volkswagen. Group 16 cars are on the fringe of the cheaper end of the spectrum for car insurance, but with a clean driving record and a few years’ driving under your belt, you could get a competitive deal for your group 16 car.

Popular cars in group 16 include: 

Make Model
Audi A1 Technik 25 TFSI 1.0l 94bhp, 2019, 5dr, petrol
BMW 1-series 116d SE 1.5l, manual, 114bhp, 2019, 5dr, diesel
Citroen C3 Aircross SUV Feel PureTech S/S 1.2l, manual, 2017, 5dr, petrol
Ford Focus Active X EcoBoost 1.5l, manual, 148bhp, 2018, 5dr, petrol
Mazda 6 SE-L 2.0l, manual, 145bhp, 2013, 5dr, petrol
Mercedes Benz B-Class B180 AMG Line d 1.5l, manual, 114bhp, 2019, 5dr, diesel
Nissan Qashqai Visia DIG-T 1.2l, manual, 113bhp, 2017, 5dr, petrol
Seat Leon SE TSi 1.4l, manual, 123bhp, 2014, 5dr, petrol
Toyota Prius 10th Anniversary 1.8l CVT 136bhp, 2011, 5dr, petrol
Volkswagen Polo R-Line TDi BMT 1.4l, manual, 89bhp, 2015, 5dr, diesel

Who are group 16 cars most suitable for?

Group 16 cars are a good choice for drivers looking for a compromise between performance and affordable car insurance premiums. They’re still on the lower end of the spectrum in terms of car insurance groups, but younger drivers looking to save on their premiums may be better off looking at cars in lower insurance groups.

How can I check my car insurance group? 

Use our handy car insurance group checker to see what insurance group your car is in. Or to check out a car you’re interested in before you buy. 

Remember, though, that it’s not all about what car you drive. There are many other factors that play into the price of your car insurance, including how long you’ve been driving and where you live. And it’s a good idea to shop around to find the best deal. Read our top tips for finding cheaper car insurance.

Go to car insurance group checker

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