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Car insurance group 6

Group 6 cars are some of the cheapest to insure and include popular makes like the Nissan Micra and Renault Clio. Learn about insurance group 6 and the cars in it.

Group 6 cars are some of the cheapest to insure and include popular makes like the Nissan Micra and Renault Clio. Learn about insurance group 6 and the cars in it.

Written by
Julie Daniels
Motor insurance expert
Last Updated
16 NOVEMBER 2023
3 min read
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What is insurance group 6?

Insurance group numbers run from 1 to 50, with cars in group 1 generally the cheapest to insure. Group 6 is at the cheaper end of the scale.

Car insurance groups are based on factors such as security, engine size and cost to repair.

The system is run by Thatcham Research, the insurance industry's automotive research centre. It defines the groups, as well as testing and rating cars and assigning them to groups.

Insurance group 6 cars are typically cheaper to insure. However, premiums are calculated by looking at a whole range of different factors, including your age and claims history.

You’ll find models of some of the most popular car makes in insurance group 6, including firm favourites like the Ford Ka and Toyota Aygo.

What is the 06e insurance group?

Cars in insurance group 06e exceed the security requirements for the group they would have been assigned to. So what would have been a group 7 vehicle has been categorised as 06e because of its levels of security.

What are insurance group 6 cars?

Insurance group 6 cars come in all shapes and sizes, with a variety of makes and models. Here are some of the popular cars in insurance group 6. We’ve included a mix of new and older cars in case you’re looking for a used model.

Make Model
Citroën C1 C1 Touch VTi 68, 2014-2020, 3dr, petrol
Chevrolet Avevo LT VCDI (75) 2011-2022 5dr, diesel
Dacia Sandero Ambiance TCe, 2012-2016, 5dr, petrol
Fiat 500X Pop Star Multijet 95, 2015-2018, 5dr, diesel
Ford KA+ Zetec Ti-VCT 85, 2018-2020, 5dr, petrol
Hyundai i10 SE, 2017-2019, 5dr, petrol
Kia Picanto Titanium Edition, 2019-2020 5dr, petrol
Nissan Micra Elle (80), 2012-2013, 5dr, petrol
Peugeot 207 AccessHDI (70), 2011-2014, 5dr, petrol
Renault Clio Play Energy TCe S/S Eco 90, 2016-2019, 5dr, petrol
Toyota Aygo X Edge, 2022, 5dr, petrol

How much does it cost to insure a car in insurance group 6?

Group 6 insurance is at the cheaper end of the scale, though not the very cheapest.

But how much you’ll pay will depend on more than the fact that your car is in group 6. Your age, address and job title, along with your driving history and any recent claims, will also impact the cost of your premium.

Who are insurance group 6 cars most suitable for?

Insurance group 6 cars tend to be relatively cheap to buy and repair as well as being cheaper to insure, so they’re a good choice for drivers looking to keep costs down.

For example, group 6 cars could be a good option for young drivers facing eye-watering premiums, or those with a bumpy claims history looking to make savings where they can.

Group 6 cars include many small runarounds, which could suit city drivers. Drivers looking for a higher performance car or a more comfortable ride may want to look at cars in a higher insurance group.

How can I check my car insurance group?

It’s easy to check which insurance group your car is in by using our handy car insurance group checker. All you need to do is select the make, model, year, number of doors, fuel and transmission type of your vehicle.

Bear in mind that your car’s insurance group is just one of the factors influencing the price of your car insurance. For advice on lowering your premiums, read our top tips on how to get cheaper car insurance.

Go to car insurance group checker

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Frequently asked questions

What do the letters mean in insurance groups?

Insurance groups have letters after the numbers. This is what they mean:

  • D = Does not meet the security requirement for a car of this type and the group rating has therefore been increased.
  • A= Acceptable security for the type of car.
  • E = Exceeds security requirement for a car of this type and the group rating has therefore been reduced.
  • P = Provisional. This is used where the data for group rating was incomplete at time of launch.
  • U = The level of security for the model is regarded as unacceptable.
  • G = Import - Insurance Group Ratings are currently only allocated to vehicles built for the UK market.

Does a lower insurance group mean cheaper car insurance?

Potentially, yes. So if you compared the price based on your own circumstances for a car in group 6 with one in group 46, the group 6 car insurance policy would be cheaper.

But what you’ll actually pay depends on a number of factors too. So if, for example, you’ve made a recent claim, you’ll pay more than someone who hasn’t.

Which group would my electric/hybrid car be in?

The group will depend on the make, model and trim of the car.

The easiest way to find out is to use our car insurance group checker.

Which group do classic cars come into?

This will depend on the make and model of the car. For example, a Rolls Royce is likely to be in a higher group than a Ford Cortina. The easiest way to find out is to use our car insurance group checker.

Which group would a modified car be in?

This will depend on the group the original vehicle was in and the modifications that have been made.

Insurance for modified cars can be more difficult to find, so it may pay to shop around.