Temporary learner insurance

• Temporary learner cover can be useful if you have a provisional licence and are practising outside of your paid lessons

• You can can compare cover with us from one hour up to 28 days

• If you make a claim on a temporary learner policy, it won’t affect the car owner’s no-claims bonus

• Most policies end when you pass your test. Once you’ve passed, you’ll need to take out a full insurance policy before you drive.

Temporary learner insurance (also called short-term learner driver insurance) is designed for drivers who are learning and hold a provisional licence.

It provides temporary cover – usually for a few hours, days or weeks – so you can practise driving in your own car or a friend or family member’s vehicle while supervised.

Young and learner drivers tend to pay more for car insurance compared to other age groups.

However, short-term insurance can be a great way to help keep those costs down, as you only pay for the duration of cover you need.

Costs will also vary from person to person. Providers will look at some of these factors when putting your quote together:

• Your age

• The car you’re driving

• Where you live

• Cover length

• Your claims history.

Comparing quotes lets you see what you could pay based on your situation, so you can choose cover that fits your budget.

You can get learner insurance on most cars, but not all. It can cover:

• A car you own yourself, if you have a provisional licence and want to practise in your own vehicle

• A friend or family member's car, as long as their own insurance and registration are valid, and you meet the licence and supervision requirements.

But:

• Some policies may require the vehicle to have certain characteristics – for example not modified, only worth up to a maximum amount, or only in certain insurance groups.

• If you're using someone else’s car, the vehicle must usually be insured under a standard annual policy as well – the learner policy simply sits on top.

As always, it’s important to check the provider’s terms before buying a policy to make sure the car you plan to learn in qualifies.

One of the main benefits of temporary learner insurance is its flexibility. You can compare cover with us from one hour up to 28 days.

Your short-term learner driver policy will usually end as soon as you pass your driving test. You'l then require a full car insurance policy for qualified drivers before you can drive again.

Short-term cover isn’t your only option when you’re learning to drive. Here’s how temporary learner insurance compares to some alternatives: