A guide to the Winter Fuel Payment

Some pensioners can get a Winter Fuel Payment from the government to help with their energy bills. The payment is eligibility-based and the rules for who qualifies have recently changed. Find out the latest criteria and whether you could be entitled to a payment.

At a glance

  • The Winter Fuel Payment is a tax-free grant to help eligible State Pensioner households with winter heating costs.

  • To qualify for 2025/26, you must have reached State Pension age by 21 September 2025, live in England or Wales and have a taxable income below £35,000.

  • Payments range between £100 and £300 and are usually paid automatically between November and December.

What is the Winter Fuel Payment?

The Winter Fuel Payment is a tax-free allowance from the government that helps State Pensioner households pay for their fuel and heating bills during the winter.

In 2024/25, only pensioners receiving specific benefits were eligible for the payment, but this has now changed.

For winter 2025/26, the Winter Fuel Payment is available to all those of a State Pension age living in England or Wales with an annual income of £35,000 or less.

How much is the Winter Fuel Payment?

The amount you get is based on when you were born and your circumstances during the 'qualifying week'.

You’ll usually get a letter in October or November to let you know how much you’ll get.

Here's how much it could be:

Living situation

Date of birth

Potential Winter Fuel Payment

If you live alone

23 September 1944-22 September 1958

£200

Before 23 September 1944

£300

If you live with someone else

23 September 1944-22 September 1958

£200

One or both born before 23 September 1944

£300

If you live in a care home

23 September 1944-22 September 1958

£200

Before 23 September 1944

£300

If you live with someone else and don't get any qualifying benefits

Both born between 22 September 1945-21 September 1959

£100

You were born between 22 September 1945-21 September 1959, and the person you live with was born before 22 September 1945

£100

You were born before 22 September 1945, and the person you live with was born between 22 September 1945-21 September 1959

£200

Both born before 22 September 1945

£150

Your Winter Fuel Payment could be different if you live with someone else and one of you receives any of the following qualifying benefits:

  • Pension Credit

  • Universal Credit

  • Income-based Jobseeker’s Allowance (JSA)

  • Income-related Employment and Support Allowance (ESA)

  • Income Support.

Am I eligible for the Winter Fuel Payment?

The government sets a date each year that defines eligibility for the payment. This is known as the ‘qualifying week’.

The dates change every year to include people reaching the State Pension age during the winter, but it typically falls on the third week of September.

For winter 2025/26, the qualifying week is 15 to 21 September 2025.

Under the rules for 2025/26, all pensioners automatically receive the Winter Fuel Payment. However, those that don’t qualify will need to pay the money back later through the tax system.

You are eligible to keep your Winter Fuel Payment if all of the following apply:

  • You were born before 22 September 1958

  • You live in England or Wales

  • You have an income of £35,000 or less a year.

Quick tip

If you’re of a State Pension age and have income of more than £35,000 a year, you could still receive the Winter Fuel Payment initially. However, you’ll need to pay it back later. Consider opting out of the Winter Fuel Payment to avoid this.

If you live in England or Wales

If you were born before 22 September 1959 and live in England or Wales, you should receive the Winter Fuel Payment automatically.

If you think you qualify but haven’t received the payment, you’ll need to make a claim. This would apply, for example, if you decided to defer claiming your State Pension.

The Winter Fuel Payment won’t affect any other winter allowances you may be eligible for, such as the Warm Home Discount.

It also shouldn’t be confused with the Cold Weather Payment, which is available to people on specific benefits when the weather is consistently cold over seven consecutive days.

If you live in Scotland

Unfortunately, you can’t get the Winter Fuel Payment if you live in Scotland. However, you might be eligible for the Pension Age Winter Heating Payment if you’re of the State Pension age and receive less than £35,000 a year in taxable income.

See the Scottish Government website for the latest information.

If you live in Northern Ireland

The Winter Fuel Payment is available to pensioners in Northern Ireland through nidirect. The eligibility rules are the same as those living in England and Wales.

See more about who is eligible for Cold Weather Payments.

Beware of Winter Fuel Payment scams

Remember that HM Revenue & Customs (HMRC) and the Department for Work and Pensions (DWP) will never ask for your personal information to pay or retrieve your Winter Fuel Payment. If you get any texts, emails or letters asking for your bank details, this could be a scam and you should report it immediately.

Do all pensioners in England and Wales get the Winter Fuel Payment?

Most pensioners will initially receive the Winter Fuel Payment. However, you won’t be able to keep your allowance if:

  • You were in prison for the whole of the qualifying week

  • Live outside of England and Wales

  • You were in hospital getting free treatment for more than 52 weeks

  • You need permission to enter the UK and are not entitled to claim public funds

  • You were in a care home for the whole time from 23 June 2025 or earlier and receive qualifying benefits

  • You have an annual income of more than £35,000.

Can a husband and wife get the Winter Fuel Payment?

Yes, potentially – as can civil partners and same-sex married couples. But this depends on your situation in the qualifying week, including:

  • Where in the UK you live

  • Each person’s age

  • If both people are eligible

  • If you or they are receiving certain benefits

  • Whether benefits are claimed jointly or not

  • Whether you live in a care home.

Any money you get is tax-free and won’t affect any other benefits you might receive. The payment will be on top of any Cost of Living Payment you get if you’re entitled to a qualifying low-income benefit or tax credits, or a qualifying disability benefit.

How do I claim the Winter Fuel Payment?

If you’re eligible, you’ll usually get the payment automatically, so there’s nothing you need to do. You’ll receive a letter in October or November to let you know how much you’ll get.

You also don’t need to claim if you get any qualifying benefits.

If you don’t get any of qualifying benefits, you need to claim if either of the following apply:

  • You’ve not got the Winter Fuel Payment before

  • You or your partner get Universal Credit.

You might need to claim if you live abroad.

The deadline to make a claim for winter 2025/26 is 31 March 2026.

Claim by phone

The Winter Fuel Payment Centre is available Monday to Friday, 8am to 6pm, on 0800 731 0160. Relay, Textphone and British Sign Language options are available. For details and numbers, see the GOV.UK website.

Make sure you have your National Insurance number and bank details to hand before you call.

You’ll also need the date you were married or entered a civil partnership, if that’s relevant to your application.

Claim by post

You can request a claims form by calling 0800 731 0160, or you can download it and print it out. Simply complete and send it to:

Winter Fuel Payment Centre

Mail Handling Site A

Wolverhampton

WV98 1LR  

See if you can claim other benefits too

If you’re a pensioner on a low income, it’s worth checking if you can get Pension Credit too. You might get extra help if you’re a carer, severely disabled or responsible for a child or young person.

An estimated 910,000 pensioner households failed to claim Pension Credit they were entitled to in the financial year ending 2024, according to the Department for Work and Pensions.

Being eligible for Pension Credit can open doors to other benefits – including help with housing costs, council tax and the Winter Fuel Payment.

Call the Pension Credit claim line to see if you’re due a payment.

Did you know?

According to DWP, an estimated 910,000 pensioner households failed to claim Pension Credit they were entitled to in the financial year ending 2024.

How and when will my Winter Fuel Payment be paid?

You will receive a letter between October and November telling you how much you’re entitled to and an estimated payment date.

Your Winter Fuel Payment will be paid directly into the same bank account your benefits are paid into, usually between November and December.

If you didn’t get a letter or they payment hasn’t reached your account by 29 January 2026, contact the Winter Fuel Payment Centre.

What other government financial help is available to help pay winter fuel bills?

There is some support available through a variety of grants and schemes, such as the Household Support Fund and Cold Weather Payments. See details on how to get help with your energy bills.

You can also read our guide on what to do if you can’t afford to pay your energy bills.

Kate Moss-Robins
Written byKate Moss-RobinsPersonal finance and utilities specialist

Over the past decade, Kate has worked in various industries, including company secretarial, small business support and property investing.

Her move to financial services in 2022 not only helped her find her niche in personal finance writing, but also just how alienating finance can be. She’s now motivated by making everyday money a piece of cake for everyone, helping her readers feel informed and in control.

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