How can I prepare my home if it’s in a high-risk flood area?
It won’t amaze you to learn that the winter months carry a higher risk of flooding, so minimise the potential effects on your home well before then. Doing so could even give you something to negotiate with when you look at flood insurance as some providers may ask if you’ve taken preventative action, especially if your home has been flooded before.
You might also want to think about:
- Write a flood plan – think about putting together a community flood plan so you know where to go and what to do before, during and after a flood. You could consider writing your own household plan too.
- Move valuables – consider putting them in waterproof bags if a flood is imminent, and move anything you can upstairs, if possible. You could try to raise anything you can’t move off the floor – have a stash of bricks or pallets ready to do the job.
Remember, while an insurance policy can replace damaged items, precious heirlooms and old photo albums, for example, might be irreplaceable.
- Prevent water – you could add removable barriers and temporary seals for doors, windows and air vents.
- Fit one-way valves – think about installing these to toilets and pipes to prevent sewage backing up into the house.