Do landlords need to take out home insurance?
If you’re a landlord with a buy-to-let mortgage, you’ll find that your mortgage provider will probably insist you have buildings insurance.
If you own the building, while there is no legal obligation to have buildings cover, you should be aware that you’ll essentially be liable for the full costs of any repairs to your property.
If you’re a landlord who is renting out a furnished property, then it may be a good idea to get contents insurance to cover you for items you own, including beds and sofas.
Many insurance providers offer landlord insurance, which can include buildings and contents insurance. Use our landlord insurance comparison service to find the right deal for you.