If I’ve got a pre-existing medical condition, can I get life insurance?
Yes, you can, but if you do have a medical issue, life insurance might be trickier to get than if you didn’t. It also means that the number of insurers who are willing to cover you might be limited – which in turn can mean higher premiums. But that’s not to say you won’t be able to find protection and assurance at all.
Which is why it’s even more important to compare the market, so that you can see exactly what’s on offer and be confident that what you’re getting is the right cover for you and your family. The main type of life insurance is called term life - this covers you for a fixed period of time such as 10 years. If you outlive the policy, you won’t receive any pay-out. Or, you can invest in a whole of life policy, which will cover you for your whole life and provide a pay-out regardless of when you pass away. However, we do not offer whole of life policies through comparethemarket.com.