Lifestyle and life insurance

Learn about how a healthier lifestyle could lead to a more affordable life insurance premium that still gives you and your loved ones peace of mind. 

Kamran Altaf From the Life team
minute read

What else influences the cost of life insurance?

Life insurance is also influenced by the following factors: 

  • Your current age
  • Your family’s medical history
  • Whether or not you have any pre-existing medical conditions

Each of these could drive up your policy premium category if a provider considers you to be in a higher risk. Read more detail on this, along with some tips on how you can reduce your policy cost, in our life insurance FAQs.

What else should I think about when choosing a life insurance policy?

Another type of policy you could think about is critical illness cover. Often sold as an add-on to a standard life insurance policy, critical illness insurance can protect you against unexpected bouts of illness or injury which might mean that you are unable to work for a long period of time.

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It can be quick to compare life insurance

Half of our customers could achieve a premium of £4.60 per month, based on Compare the Market data from February 2019. That’s based on a £100,000 decreasing term policy over 10 years, with guaranteed premiums for a 30 year-old non-smoker.

So why not get a life insurance quote today and see if you can save?

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