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As a Border Terrier owner, you'll be well aware of these happy little dogs' energy and enthusiasm for life. It's one of the things that makes them such fun to own. Having the right pet insurance will mean you can enjoy running around with them, without having to worry about their health.
Border Terriers are a hardy breed, but they can suffer from hip dysplasia. This is a problem with the development of the hip joint, and can cause lameness, even in puppyhood
If your dog develops this problem, vet visits and treatment are likely to be expensive – X-rays, tests and surgery could be needed. That's where pet insurance can help.
There are several types of policies to choose from that offer cover in different ways, so it's worth understanding the differences between them and when you could claim and when you would have to pay yourself.
Lifetime policy – this is the most comprehensive pet insurance and will cover conditions throughout your dog's life. You may have an annual limit to the cover provided, but that resets at each policy renewal.
Maximum benefit – This cover will pay for vet fees up to a certain amount. Some polices will cover all conditions, while others will cover you up to a set limit per condition. But, all will only cover the up to the agreed top limits while the policy remains in force.
Time limited – This covers a condition for 12 months. After that, if your dog still needs treatment you'll need to pay all the vets fees and other expenses for that particular condition.
Accident only – this can cover your dog if they have an accident, but it doesn't cover medical conditions or illnesses – so you will have to foot the bill if you dog becomes unwell.
Even the most placid dog can get into a fight. If you want to make sure you're covered in case someone makes a claim against you if they or their property is harmed by your Border Terrier, then third party pet insurance is the solution. It can also be known as as third party public liability insurance in policies.
Having your Border Terrier stolen or losing your pet if they run off can be very distressing. To try to make the situation easier, some pet insurance policies will help you by offering a reward for finding your dog or paying the cost of advertising or local posters. If he or she isn't found then you could be paid compensation.
We'll search a selection of the UK's pet insurance providers to help you find the right insurance at the right price for you. Just tell us about you and your Border Terrier, and what type of cover you'd like.