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Border Terrier insurance

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What makes Border Terriers great pets?

If you own a Border Terrier, you’ll be well aware that these happy little dogs have a real energy and enthusiasm for life. It's one of the things that makes them such fun to have around. Having the right pet insurance means you can enjoy a happy and active life with them, without having to worry about their health.

Do Border Terriers have any known health conditions?

Border Terriers are a hardy breed, but they can suffer from hip dysplasia. This is a problem that affects the development of the hip joint, which can cause lameness – even in puppyhood.

If your dog develops this condition, vet visits and treatment are likely to be expensive, as X-rays, tests and surgery may be needed. That's where pet insurance can help.

What types of pet insurance policies are there?

There are several types of dog insurance to choose from, depending on the level of cover you need, so it’s worth understanding the differences between them. Every policy will have limits on how much it will pay out per condition or per year. The four main types of policies are:

Lifetime policy – this is the most comprehensive pet insurance and it provides cover for conditions every year, provided you renew the policy after claiming for a condition.

Maximum benefit – offers cover for a set amount of vet fees for a condition. Once that amount is reached, the condition is no longer covered, even if you renew the policy. For example, you might be covered for £5,000 per condition and it takes you 10 years to use up that amount. After you’ve used it up, you’ll no longer be covered for that condition.

Time limited – this covers a condition for 12 months only. If you reach your policy limit before 12 months, cover for that condition will stop. If you need ongoing treatment for your pet after 12 months, the policy won’t provide cover for it.

Accident only – this can cover your dog if they have an accident, but it doesn’t cover medical conditions or illnesses – so you’d have to foot the bill if you dog becomes unwell.

Frequently asked questions

What is third party pet insurance and do I need it?

Even the most placid dog could find itself in a scrape. If you want to make sure you’re covered in the event that your Border Terrier injures another person or pet – or damages someone’s property – third party pet insurance could be worth considering. It’s also known as third party public liability insurance.

Many pet insurance policies include third party cover as standard, so it’s worth checking what’s included in your insurance before buying a stand-alone policy.

What if my Border Terrier is lost or stolen?

Having your Border Terrier go missing can be very distressing. So, for peace of mind, some pet insurance policies will offer a reward if your dog is found or help with the costs of advertising and local posters. If your pet can't be found, some pet insurance providers will also offer you compensation up to the value you paid for your pet.

Why should I compare Border Terrier insurance with Compare the Market?

We'll search a range of UK pet insurance providers to help you find the right insurance for you, at the right price. Just tell us about yourself and your Border Terrier, and what type of cover you'd like.

Tips for keeping your Border Terrier happy and healthy

  • Diet: Feed your border terrier a balanced diet of high-quality dog food, split into two meals, to help him maintain energy throughout the day. How much food your Border Terrier needs will depend on his size and level of activity. Remember, your dog’s metabolism will slow down with age, meaning he’ll need less food as he gets older.
  • Exercise: Border Terriers are prone to becoming overweight and need a good amount of daily exercise to keep them physically fit. Make sure you schedule an hour of exercise every day, including walks and chasing balls, to stop your pup getting lazy and lethargic.
  • Staying social: An active social life is just as important for dogs as it is for humans. Find your nearest dog park or schedule regular walks with other dog owners in your area, to give your Terrier the opportunity to mix with other pups.
  • Vet check-ups: A trip to the vets can be stressful. However, regular health check-ups, vaccinations and deworming are essential for making sure your Border Terrier stays happy and healthy into old age. Get your pup used to going to the vets as a youngster, so visits are less painful later on.
  • Oral health: Brush your Border Terrier’s teeth at least once a week, to help prevent the build-up of nasty bacteria and periodontal disease. You can also give your pup dental treats or chews to promote all-round oral health.

How much does Border Terrier insurance cost?

The average premium for dog insurance is
£146 per year[1]

[1[ 51% of our customers were quoted less than £145.08 for their dog insurance in December 2023.

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What do I need to get a quote?

To compare pet insurance with Compare the Market, we’ll need to know:

  • your pet’s age and breed
  • how much you paid or donated for them
  • whether your pet has been neutered or spayed
  • whether they’re microchipped
Author image Mubina Pirmohamed

What our expert says...

“Originally bred as hunting dogs, Border Terriers are a very active dog breed and can easily get bored. It’s important to engage your dog in plenty of stimulating physical activity in order to stop them becoming yappy or destructive.”

- Mubina Pirmohamed, Pet insurance expert

Why use Compare the Market?

We compare prices for 224 pet insurance products[2] Rated 4.8/5 on Trustpilot[3] Get a quote in minutes[2]

[2] Correct as of December 2023.

[3] As of January 2024, Compare the Market had an average rating of 4.8 out of 5 from 38,330 people who left a review on Trustpilot. The score 4.8 corresponds to the Star Label ‘Excellent’.

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