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If you live with a Golden Retriever then you probably spend much of your time either covered in long golden hair or removing it. But it's a small price to pay for owning such a friendly, loving dog. Known for their patience and intelligence, you only have to look at some of the jobs the breed does:
They're just all-out dog heroes.
Golden Retrievers are never happier than when lounging around the house. But they do need lots of exercise as they can get obese without regular walks and a good diet.
They're also at risk of developing genetic conditions, such as:
You can try to reduce these risks by getting a pup from a registered breeder, who can show you screening results for the hereditary conditions.
Although your four-legged friend will most likely have a long and happy life, it's good to be aware of the risks and take steps to protect him or her as best you can.
The main types of pet insurance for dogs are:
Lifetime insurance – this will make sure that any conditions your Golden Retriever may develop are covered for life if you stick with your policy. There are annual limits, but these are reinstated when you renew your policy.
Maximum benefit – these policies set a financial limit to costs covered – the limit will vary by policy and some will have an overall limit, while others will have a condition by condition limit
Time limited insurance – these policies only cover a condition for 12 months. After that, if your pet still needs treatment you'll need to pay. It's best to check your policy for the exact level of cover as they vary with each provider.
Accident only insurance – your dog will be covered if it has an accident, but this type of policy doesn't cover illnesses or medical conditions your dog might develop.
Accident only cover is usually the cheapest option – 50% of people could achieve a quote of £45 per year for their accident only dog insurance based on Compare the Market data in February 2019.
Although Golden Retrievers are generally obedient, even they can get into trouble or fights with other dogs. If your retriever harms another dog or person, or damage property, third party pet insurance may help cover costs if a claim is made against you.
It can be heart-breaking to have your Golden Retriever stolen or for the dog to run off and get lost. To try and help a little, some pet insurance policies will offer help towards advertising and posters plus a reward for finding your dog. They can also pay compensation if he or she isn't found.
Just tell us about your Golden Retriever and what type of cover you’d like. We’ll then search a selection of UK pet insurance providers and give you a list of quotes with the cheapest first.