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Labrador pet insurance


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Labrador

Frequently asked questions

  • Do Labradors have any known health conditions?
  • What types of pet insurance policies are there?
  • What is third party pet insurance and do I need it?
  • What if my Labrador is lost or stolen?
  • Why should I compare Labrador insurance with Compare the Market?

Do Labradors have any known health conditions?

Although Labradors are resilient dogs, as with many pedigrees, poor breeding practices have created a few conditions to look out for. They include:

  • joint conditions
  • cancer
  • hepatitis
  • epilepsy
  • eye problems

The risk of some of these conditions can be reduced by buying a Labrador from a reputable breeder.

What types of pet insurance policies are there?

There are four main types of pet insurance for dogs:

Lifetime policy – this is the most comprehensive pet insurance cover. It will cover you for conditions throughout your dog's life. You may have an annual limit to the cover provided, but that will be reset every time you renew your policy.

Maximum benefit - this covers one or more conditions up to a set amount without time constraints.

Time limited – this will only cover a condition for 12 months, at which point if your Labrador still needs treatment you'll need to pay.

Accident only – these policies cover your dog if it has an accident, but doesn't offer cover for any illnesses or medical conditions. Accident only cover is usually the cheapest option. Based on Compare the Market data in May 2018, we found that half of our customers could get this type of cover (across all breeds) for £3.01 a month.

What is third party pet insurance and do I need it?

Chances are your Labrador is very gentle and loving, but even the friendliest dog can sometimes get into trouble while out and about. Third party pet insurance, also known as third party public liability insurance, will give you cover if your dog injures another pet or a person, or if it accidentally damages property.

What if my Labrador is lost or stolen?

Losing your Labrador or having it stolen can be very upsetting. To try ato help get your dog back, some pet insurance policies will make it easier by offering a reward for finding your dog or pay for adverts or posters to help find your pet. Some may offer compensation if he or she is not found.

Why should I compare Labrador insurance with Compare the Market?

We'll search a selection of the UK's pet insurance providers and give you a list of quotes in price order, with the cheapest pet insurance quotes first. Just tell us about you, your Labrador and what type of cover you'd like.

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