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The Labrador is one of the best all-round dogs in the world, according to the Kennel Club. Their bright, gentle and friendly disposition makes them a great family pet. They're patient and kind around children, and generally sweet and loveable.
To return the love you get from your Labrador, it's well worth considering taking out the pet insurance to give them the care they may need if they become poorly.
Although Labradors are resilient dogs, as with many pedigrees, poor breeding practices have created a few conditions to look out for. They include:
The risk of some of these conditions can be reduced by buying a Labrador from a reputable breeder.
There are four main types of pet insurance for dogs:
Lifetime policy – this is the most comprehensive pet insurance cover. It will cover you for conditions throughout your dog's life. You may have an annual limit to the cover provided, but that will be reset every time you renew your policy.
Maximum benefit - this covers one or more conditions up to a set amount without time constraints.
Time limited – this will only cover a condition for 12 months, at which point if your Labrador still needs treatment you'll need to pay.
Accident only – these policies cover your dog if it has an accident, but doesn't offer cover for any illnesses or medical conditions. Accident only cover is usually the cheapest option. 50% of people could achieve a quote of £3.73 per year/month for their accident only dog insurance based on Compare the Market data in November 2018.
Chances are your Labrador is very gentle and loving, but even the friendliest dog can sometimes get into trouble while out and about. Third party pet insurance, also known as third party public liability insurance, will give you cover if your dog injures another pet or a person, or if it accidentally damages property.
Losing your Labrador or having it stolen can be very upsetting. To try ato help get your dog back, some pet insurance policies will make it easier by offering a reward for finding your dog or pay for adverts or posters to help find your pet. Some may offer compensation if he or she is not found.
We'll search a selection of the UK's pet insurance providers and give you a list of quotes in price order, with the cheapest pet insurance quotes first. Just tell us about you, your Labrador and what type of cover you'd like.