Labrador pet insurance


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Labrador

Frequently asked questions

  • Do Labradors have any known health conditions?
  • What types of pet insurance policies are there?
  • What is third party pet insurance and do I need it?
  • What if my Labrador is lost or stolen?
  • Why should I compare Labrador insurance with Compare the Market?

Do Labradors have any known health conditions?

Although Labradors are resilient dogs, as with many pedigrees, poor breeding practices have created a few health conditions to look out for. They include:

  • joint conditions
  • cancer
  • hepatitis
  • epilepsy
  • eye problems

The risk of some of these conditions can be reduced by buying from a reputable breeder, but to make sure you and your four-legged friend are covered, invest in quality Labrador pet insurance.

What types of pet insurance policies are there?

There are four main types of pet insurance for dogs:

Lifetime policy – this is the most comprehensive pet insurance cover for your Labrador. It will cover you for conditions throughout your dog's life. You may have an annual limit to the cover provided, but that will be reset every time you renew your policy.

Maximum benefit - this covers one or more conditions up to a set amount without time constraints.

Time limited – this will only cover a condition for 12 months, at which point if your Labrador still needs treatment you'll need to pay.

Accident only – these policies cover your dog if it has an accident, but doesn't offer cover for any illnesses or medical conditions. Accident only cover is usually the cheapest option. 50% of people could achieve a quote of £45 per year for their accident only dog insurance based on Compare the Market data in February 2019.

What is third party pet insurance and do I need it?

Third party pet insurance, also known as third party public liability insurance, will give you cover if your dog injures another pet or a person, or if it accidentally damages property. Chances are your pet is very gentle and loving, but even the friendliest dog can sometimes get into trouble while out and about, so covering yourself with Labrador pet insurance is a great idea.

What if my Labrador is lost or stolen?

Losing your Labrador or having it stolen can be very upsetting. To help get your dog back, some Labrador pet insurance policies will make it easier by offering a reward for finding your dog or pay for adverts or posters to help find your pet. Some may offer compensation if he or she is not found.

Why should I compare Labrador insurance with Compare the Market?

We'll search a selection of the UK's providers and give you a list of Labrador pet insurance quotes in price order, with the cheapest quotes first. Just tell us about you, your Labrador and what type of cover you'd like.

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