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Labrador pet insurance

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What makes Labradors great pets?

The Labrador is one of the best all-round dogs in the world, according to the Kennel Club. Their bright, gentle and friendly disposition makes them a great family pet. They're patient and kind around children, and generally sweet and loveable. 
 
To return the love you get from your dog, it’s well worth considering taking out Labrador pet insurance, to give them the care they may need if they become ill.

Do Labradors have any known health conditions?

Although Labradors are resilient dogs, poor breeding practices have created a few health conditions to look out for. They include:

  • joint conditions
  • cancer
  • hepatitis
  • epilepsy
  • eye problems.

The risk of some of these conditions can be reduced by buying from a reputable breeder, but to make sure you and your four-legged friend are covered, invest in quality Labrador pet insurance.

What types of pet insurance policies are there?

There are four main types of pet insurance for dogs:

  • Lifetime policy – this is the most comprehensive pet insurance for your Labrador. It offers cover for conditions that you dog might suffer from, year after year.
  • Maximum benefit – this covers a condition up to a set amount. Once that amount is reached, that condition won’t be covered going forward – even if you renew your policy.
  • Time limited – this will only cover a condition for up to 12 months. After that, the condition will no longer be covered - even if you renew the policy.
  • Accident only – these policies cover your dog if it has an accident, but doesn't offer cover for any illnesses or medical conditions. Accident only cover is usually the cheapest option. 

Tips for keeping your Labrador happy and healthy

  • Diet – A balanced, nutritious diet is essential for the long-term health of your dog. Ask your vet for advice if you’re unsure about your pet’s dietary requirements. It’s also important to make sure that you feed your Labrador the right amount for its age and activity level. Remember, as your dog gets older, its metabolism will slow down and he or she will need less food.   
     
    If you like to give your Labrador a treat, try to substitute calorie-dense dog biscuits for something natural or homemade.
  • Exercise – Labradors are big dogs and need lots of exercise to keep fit. Long walks, swimming and agility classes are just a few ways to keep your dog active. Try to give your dog a varied exercise routine to help them stay agile and engaged in the activities you do together.
  • Staying social – Encourage your pet to engage with other pups while you’re out and about, or team up with other dog walkers to give your Labrador plenty of dog-to-dog social interaction.
  • Vet check-ups – Regular visits to the vet, vaccinations and deworming will keep your dog’s health in check. Try to get your dog used to going to the vets from a young age, so visits are less stressful later on.
  • Oral health – A good oral routine will help prevent the build-up of nasty bacteria and keep periodontal disease at bay. Give your Labrador’s teeth a regular brush and provide dental treats or chews to promote good oral health.

Frequently asked questions

What is third party pet insurance and do I need it?

Third party pet insurance, also known as third party public liability insurance, will give you cover if your dog injures another pet or person, or if it accidentally damages property. Chances are your pet is very gentle and loving, but even the friendliest dog can sometimes get into trouble while out and about, so covering yourself with Labrador pet insurance is a great idea. 
 
As many pet insurance policies include third party cover as standard, it’s a good idea to check what’s included in yours before going ahead with a stand-alone policy.

What if my Labrador is lost or stolen?

Losing your Labrador can be very upsetting. To help get your dog back if it’s lost or stolen, some Labrador pet insurance policies offer a reward for finding your dog or pay for adverts or posters to help find your pet. Some even offer compensation up to the value of your pet if he or she can’t be retrieved.

Why should I compare Labrador insurance with Compare the Market?

We search a range of UK dog insurance providers and give you a list of Labrador insurance quotes in price order, with the cheapest first. Just tell us about yourself, your Labrador and what type of cover you'd like.

How much does Labrador insurance cost?

Average price for Labrador insurance is
£251.15 per year**

**Average premium based on the average P1-5 prices (5 cheapest prices) for enquiries with a clickthrough. Based on Compare the Market data for 1 June 2020 to 1 September 2020. 

What do I need to get a quote?

To compare pet insurance with Compare the Market, we’ll need to know:

  • your pet’s age and breed 
  • how much you paid or donated for them 
  • whether your pet has been neutered or spayed  
  • whether they’re microchipped.
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Why use Compare the Market?

We compare prices for 165 pet insurance products^^ 93.3% of users would recommend Compare the Market to friends or family^^^ Get a quote in 3 minutes^^^^

^^Correct as of September 2020. 
^^^For the period 1st June 2020 to 31st August 2020, 10,731 people responded to the recommend question. 10,011 responded with a score of 6 or above, therefore 93.3% are likely to recommend.
^^^^On average it can take less than 3 minutes to complete a pet insurance quote through Compare the Market, based on data in September 2020. 

Mubina Pirmohamed

Pet insurance expert

What our expert says

“Taking care of a dog is a huge commitment, especially with big dogs that need plenty of exercise to keep them fit and healthy. Labradors that don’t get the right amount of activity and engagement can develop bad habits, such as chewing, biting and barking. Give your dog a varied exercise routine and try to avoid leaving them alone for long periods, especially when they’re young.”

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