**51% of people could achieve a quote of £12.77 per month for their pet insurance based on the monthly cost when paying for the policy in one annual payment, excluding any interest charged on instalment payments. Based on Compare the Market cat and dog premium data for all cover types data in December, 2021.
Compare pet insurance
Compare pet insurance cover to help ensure you can pay the vet bills for your precious dog or cat and give them the care they need if they fall ill. A pet insurance comparison with us offers you a quick way to find a great deal and peace of mind in minutes.
Find out about the different types of pet insurance for your dog or cat, what it includes and how much it costs with our guide.
Frequently asked questions
What does pet insurance cover?
Pet insurance is designed to help cover vet costs if your pet is ill, gets injured or has an accident.
Without pet insurance you’ll have to pay all the bills yourself – and that could leave you seriously out of pocket: the average pet insurance claim has topped £750, according to the latest figures from the Association of British Insurers (ABI).
Pet insurance policies vary and can include the following types of cover:
- Dental treatment
- Compensation if your pet passes away
- Advertising fees and reward money if your pet goes missing
- Boarding fees if you’re temporarily unable to care for your pet
- Third party liability cover if your dog injures someone or causes an accident
What type of pet insurance is right for me?
The best pet insurance for you depends on a number of factors, including the age of your pet, its susceptibility to illness and how much you’re willing to pay.
There are four main types of insurance to look out for when carrying out a comparison of great deals:
- Accident only pet insurance will cover your pet in the event of an accident, but won’t cover long-term illness.
- Time limited pet insurance covers illnesses as well as accidents, but for a limited amount of time only.
- Maximum benefit pet insurance covers illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for.
- Lifetime pet insurance. This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits set out in the policy.
For all types of pet insurance policy, you’ll have to pay an excess with each claim.
What doesn’t pet insurance cover?
Most types of pet insurance won’t cover:
- Treatment for pre-existing conditions – injuries and illnesses your pet was already suffering from when you took out the policy
- Routine medical treatment – such as check-ups, neutering, spaying and vaccinations.
- Cosmetic treatments – or any other medical treatment not recommended by a vet
- Any condition that could have been prevented by routine vaccinations.
- Any international costs – if you take your pet abroad and they need vet treatment.
How much is pet insurance?
The price of pet insurance depends on the type of cover you want for your pet. The average cost is £90*** a year for a cat and £174^^ a year for a dog (across all levels of cover).
When running a price comparison, it’s important to check that the cheapest pet insurance premium gives your cat and dog the cover you want them to have.
***51% of people could achieve a quote of £89.64 per year for their cat insurance based on Compare the Market data for all cover types in December, 2021.
^^51% of people could achieve a quote of £173.28 per year for their dog insurance based on Compare the Market data for all cover types in December, 2021.
What do I need to compare pet insurance?
To compare insurance, you’ll need to know your pet’s age, breed and gender, and how much you paid or donated for them.
You’ll also need to tell us whether your pet has been neutered or spayed and whether they’re microchipped.
Why compare pet insurance with Compare the Market?
At Compare the Market, we understand how important it is to find the right protection plan for your cat or dog. For Pet, for the period 1st June to 31st August 2021, 388 people responded to the question “When completing a quote using CtM, how did you find it?” 373 responded with ‘easy’ or ‘very easy’ (96.1%).
- To make things simple, we offer impartial and independent comparison of pet insurance plans from 26 of the UK’s providers.
- If you buy your pet insurance through Compare the Market you can get Meerkat Meals & Meerkat Movies*.