What else should I look out for?
- Pre-existing conditions
Unfortunately some insurers won’t insure an animal which already has pre-existing conditions. Those that will insure your cat will almost certainly exclude any claims relating to those conditions.
An excess is the amount of money you would have to pay before being able to claim on your insurance cover.
For example, imagine a situation where your cat is insured and becomes ill.
The vet’s bill is £1,000 and you have a policy excess of £200.
You will have to pay the first £200 and the insurer will contribute the remaining £800.
- Check what is covered
In addition to the obvious vet bills, some policies also pay out in the event of the animal’s death. Some will also cover the cost of putting your elderly cat to sleep as a last resort. Some will even cover bereavement counselling should it be needed.
- Think before you let a policy lapse
It’s harder to get insurance for your cat as it gets older, so, if you already have insurance in place, then think before you allow it to lapse. It may be in your interest to keep an existing policy in place rather than trying to find a new one.
If your beloved cat is getting a little older and you’re thinking of getting some insurance why not compare cover from a range of the UK’s most popular insurance providers today? It really couldn’t be easier. Simply enter the details about you and your cat and we’ll show you what cover is available to you and what it’ll cost.