What pet insurance options are available?
Deciding which pet insurance policy to buy is essentially a balancing act. The more comprehensive your cover, typically the more it will cost. However, the less your policy covers, the more you might have to pay in vet bills if something happens to your pet.
Likewise, the level of excess you choose is also a balancing act. Excess is the amount of any claim you need to settle out of your own pocket, so for example if your claim is for £500 and your excess is £100, then you would need to pay £100 and your insurance provider would pay the remaining £400. Typically the higher your excess, the lower your premium, but make sure you can afford to pay any excess you agree to.
In summary, you need to check carefully before you purchase that the policy you are considering covers what you need it to. Use our pet insurance comparison service to compare your options and get the right cover for your pet.