Compare travel insurance for China

From Beijing’s Forbidden City to the Great Wall, and much more in between, China is a vast landscape full of stunning architecture and must-see attractions. So it’s no surprise that the country had 141 million visitors in 2018. Let’s take a look at how to find the right travel insurance ahead of your trip to China.

From Beijing’s Forbidden City to the Great Wall, and much more in between, China is a vast landscape full of stunning architecture and must-see attractions. So it’s no surprise that the country had 141 million visitors in 2018. Let’s take a look at how to find the right travel insurance ahead of your trip to China.

Josh Daniels
From the Travel team
3
minute read
Do you know someone who could benefit from this article?
Posted 01 FEBRUARY 2021

Why do I need travel insurance for China?

It’s always important to have travel insurance, and it’s no different when you’re planning a trip to China. Included as standard with most travel insurance policies, cancellation cover could pay out if you cancel or cut short your trip because of illness or bereavement (or for another reason specified in your policy). So it’s important to get travel insurance when you book your trip.

If you need to take an emergency flight home, tell your insurance provider before you make any travel arrangements. They’ll need to know the reason why you’re cutting your holiday short before deciding whether to pay the costs.

Travel insurance could also cover your belongings – such as your phone or jewellery – so they can be replaced if they’re stolen, lost or damaged. Typically, policies offer cover from £1,500 up to £3,000 for your belongings, but each policy will set its own limits. Check your single item limit to see the maximum you’ll be able to claim back against any individual item. It’s also worth checking whether your belongings are covered by your home contents insurance. Look for personal possessions cover on your content insurance policy.

Healthcare is inconsistent across China, but one constant is that it won’t come for free. However, the right travel insurance can protect you against the high cost of medical bills if you’re sick or injured during your trip.

CORONAVIRUS UPDATE

Non-essential travel is not currently permitted within the UK before 12 April 2021 at the earliest (check individual regions before travel as they may be different) and international travel is not currently permitted before 17 May 2021 at the earliest (dates subject to further confirmation from the government).

You’re still able to purchase annual multi-trip policies, however, if you choose to travel against The Foreign, Commonwealth & Development Office (FCDO) advice and current restrictions, you won’t be covered for your trip, including for essential travel.

Find out more here

Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

The Money and Pensions Service (MaPs) has launched a directory of insurance providers on its Money Advice Service website that may be able to provide quotes over the phone, if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers’ Association on 0370 950 1790.

How much is travel insurance for China?

If you’re travelling to China, worldwide travel insurance could cost just £12.84** for a week or £26.40*** for annual travel, based on Compare the Market data in November 2020.

**Based on a worldwide travel insurance policy for a 20 year old with no pre-existing medical conditions travelling for 1 week. Prices correct as at November 2020.
*** Based on an annual multi trip travel insurance policy for a 20 year old with no pre-existing medical conditions travelling Worldwide. Prices correct as at November 2020.

What kind of travel insurance might I need for China?

That depends on what you’ll be doing in China. Low-risk sports are typically covered by regular travel insurance. If you’re planning anything more adventurous, you might need:

  • extreme sports cover for activities such as hiking, zip lining or white water rafting
  • water sports insurance can offer cover in case you get injured or your valuable sports equipment gets damaged. Make sure you check your policy for details of exactly what’s covered.

Once you’ve got a policy, keep your insurance provider’s details with you in case you need to contact them while you’re away. If your plans change during your trip, you should speak with your provider to see if you can amend your cover level.

Do I need a visa to travel to China?

Brits will need to get a visa to enter mainland China – including Hainan Island – but not Hong Kong or Macao. If you’re aged between 14 and 70 (inclusive), you’ll need to apply for a visa in person at a Visa Application Centre. Your passport needs to have at least six months’ validity when you enter China.

Any other travel tips for China?

Vaccinations: Visit your doctor four to eight weeks before your trip. You might be advised to have vaccines such as hepatitis A, tetanus and typhoid (these are usually free on the NHS).

Climate: This varies a lot from region to region. In the north-east, which includes Beijing, it’s typically hot and dry between June and August, while the winters are freezing cold.

Time differences: China has only one time zone and is eight hours ahead of Greenwich Mean Time (GMT).

Tipping In general: Tipping isn’t expected. It’s more customary in Hong Kong, and leaving a tip at the end of a tour is acceptable.

Compare China travel insurance

Tell us your requirements and we’ll compare travel insurance deals that help you get the right level of cover at a great price.

Looking for a quote?

Get a new travel insurance quote in minutes and you could start saving

Get a quote
Compare travel insurance Get a quote