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If you’re jetting off with your significant other, couples travel insurance can be a budget-friendly alternative to regular travel insurance.
To qualify for couples travel insurance, you need to be two adults aged 18 or over, who live at the same address and are in a relationship. Policies vary between providers, but standard travel insurance for couples usually includes:
Some insurance companies won’t cover you for absolutely every eventuality, so always be careful when you’re buying your policy to make sure you’ve got the right cover for your needs. If you’re heading off on a specific type of holiday, such as a ski trip, then some providers offer tailor-made packages that are better equipped for the slopes.
With couples travel insurance, travelling separately is allowed with some policies. This can be particularly useful if you regularly visit family overseas and can’t always go together, or if you’re travelling alone or with friends.
Going on holiday is pricey enough, so it will come as good news that opting for couples travel insurance can save you money. However, if one of you has a pre-existing medical condition then it could be cheaper to buy separate policies – so it’s worth getting a comparison for both to see which could be cheaper. If you travel a lot, then it’s also possible to make further savings with an annual multi-trip policy over a single trip policy. While travel insurance for couples may seem tempting, the lowest-priced deals don’t always offer the right cover – and can sometimes end up costing you more money if things don’t go to plan. A good policy should tick all your boxes, as well as meeting your budget, so make sure you compare policies before buying the policy that suits you.
Exclusions are the things an insurance provider won’t provide, so you should certainly be aware of them.
The ones that regularly occur include:
If you’re looking to compare travel insurance for couples we can help you. To compare offers today simply answer a few questions and we’ll find you a selection of travel insurance companies to choose from. Get a quote in minutes and see if you can start saving.
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