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Compare Czech Republic travel insurance

History, culture, tradition and great beer: it’s easy to see why the Czech Republic is one of Europe’s most popular tourist destinations. Before you start exploring this fascinating country, make sure you have the right travel insurance in place.

History, culture, tradition and great beer: it’s easy to see why the Czech Republic is one of Europe’s most popular tourist destinations. Before you start exploring this fascinating country, make sure you have the right travel insurance in place.

Patrick Ikhena
From the Travel team
minute read
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Posted 03 OCTOBER 2019

Do I need travel insurance for the Czech Republic?

Even though the Czech Republic is part of Europe, you should still make sure you have adequate travel insurance in place before you go. Travel insurance can cover your baggage and personal belongings against loss, theft or damage. It could also cover you if you get ill or have an accident while you’re in the country.

Most travel insurance policies will cover repatriation costs if you need to be flown home. Considering that this could cost tens of thousands of pounds even from Europe, a travel insurance policy is certainly worth it in terms of peace of mind should the worst happen.


On 02 October 2020, the Foreign Commonwealth and Development Office (FCDO) updated the list of countries that are exempt from its ongoing advice against all non-essential international travel.

If you choose to travel overseas to a destination where the FCDO is advising against non-essential travel at the time of your departure, then your insurance policy will be invalid, and any claim likely to be rejected.

For domestic travel, please check the local public health rules for the destination you wish to travel to within the United Kingdom.

For more information, please see our coronavirus and travel insurance page.

Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

The Money and Pension Service (MaPs) has also launched a directory of insurance providers, who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers Association on 0370 950 1790.

Will an EHIC card cover me while I’m visiting the Czech Republic?

As the Czech Republic is a member of the EU, UK visitors can use their European Health Insurance Card** (EHIC). However, an (EHIC) only offers limited emergency medical cover and is not a substitute for travel insurance. The Foreign Office strongly advises visitors to Europe to have separate travel insurance in place.

You should also consider:

  • an EHIC won’t cover private medical costs or repatriation  to the UK.
  • an EHIC won’t cover loss, theft or damage to baggage and personal belongings.
  • an EHIC doesn’t offer cover against flight delays or cancellations.

**The rules around the EHIC are likely to change after Brexit. If the UK leaves without a deal, the UK Government has proposed that a similar scheme will be available, but this is subject to EU countries agreeing to that proposal. Correct as of 2 October 2019.

Is Prague in Europe for travel insurance?

Prague is the capital of the Czech Republic, so is considered a European destination for travel insurance purposes. If you’re travelling to Prague, you’ll need European travel insurance.

Thanks to its convenient central European location, visitors to Prague can easily hop across to neighbouring countries, such as Germany and Austria. European travel insurance can give you the cover you need.

The Czech Republic not only offers a wealth of castles and cultural events, but also stunning landscapes with lakes, mountains, national parks and underground caves. The Krkonoše Mountains region is an ideal location for family skiing holidays, so you might want to consider winter sports insurance to give you extra protection on and off the slopes.

What else should I think about when visiting the Czech Republic?

With over 300,000 British visitors enjoying the delights of the Czech Republic every year, this fascinating country, steeped in history and folklore, has something for everyone.

Here are some tips to make sure your Czech Republic holiday is as enjoyable as possible:

  • Prague is easy to walk around and many of the most famous sights can be reached on foot. It’s a very safe city and crime rates are low. However, like all cities, pickpocketing and bag snatching is a possibility, so it’s best to remain vigilant, especially when using ATM machines.
  • Check out the castles; there are thousands dotted around the country. The Czech Republic is home to some of the oldest castles in the world.
  • Try world-famous beers. Enjoying a regional Czech beer is a must-do. The pubs and breweries offer an enormous range of local brews, some of which are considered the finest in the world. If you don’t feel like drinking, head to a beer spa for a spot of beer-based pampering instead.
  • Tipping is generally expected in restaurants in Prague and the larger tourist areas, but it’s not that big a deal in smaller towns. If you’re happy with the service, it’s polite to tip around 10%.
  • The official currency of the Czech Republic is the Czech koruna (CZK). Although some larger restaurants and hotels in Prague accept euros, most places will only take Czech korunas.
  • Public transport is very good – the buses, trams and metro are cheap and efficient. The Czech Republic is a small country and easy to drive around, so if you want to explore further afield, consider renting a car.

Where can I compare travel insurance for the Czech Republic?

Our easy-to-use price comparison service will help you find the right level of cover for your trip to the Czech Republic. Just give us a few details and we’ll give you a list of suitable quotes to choose from.

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