A simples guide

New Zealand Travel Insurance

Looking for travel insurance to New Zealand from the UK? Look no further. We’ll help you compare travel insurance deals from across the market to find the cover you need with the best rate around, whether you’re a wing suiting adventurer or a sun and sand loving beach-goer.


Travel Insurance for New Zealand

If you’re planning a trip to New Zealand, we don't blame you. New Zealand boasts some of the most stunning landscapes in the world, making it a premier destination for adventure travellers and outdoor enthusiasts alike. Who can forget the wonder of New Zealand’s stunning landscape in the Lord of the Rings trilogy? Did you know that over 150 real New Zealand locations were used in the movies, from the Matamata green hills in the North Island to the snowy mountain-tops in Queenstown?

New Zealand is a paradise for lovers of the outdoors and jam-packed with activities for the adventurous at heart. But before you get carried away dreaming of a magical holiday, it’s worthwhile getting travel insurance for New Zealand from the UK, just in case. Whether you drop your smartphone on a surf trip or simply forget to take it out of your pocket when you go for a swim, it’s good to know you’re are covered in case of any mishaps. 

new zealand fiordland
Kiwi sign

What should I consider when travelling to New Zealand

Before heading off to the other side of the world there are a few bits and pieces worth knowing. The good news: the predominantly spoken language is English, so you needn’t bother packing a phrasebook. Maori became an official language in 1987 though, so you might want to brush up on a few phrases. You also don’t need a visa if you’re a British citizen and can provide evidence of your right to reside permanently in the UK. You also don’t need any vaccinations so that’s one less thing to worry about. Currency is the New Zealand dollar, and all major credit cards are accepted in New Zealand, with Visa and MasterCard being an especially popular. So as far as destinations thousands of miles away go, it’s all pretty straightforward. Don’t forget it’s 12 hours ahead though and takes twice that to get there from the UK, which can be a wee bit disorientating.


What does New Zealand travel insurance cover?

Travel insurance for New Zealand will depend largely on how long you’ll be there, what kind of things you plan to do and what kind of coverage you’ll be happy with. If rare butterfly photography is your bag, and you’re packing a super expensive camera lens as long as your arm to prove it, you’ll probably want greater cover than your standard flip-flop clad reveller.

backpacker new zealand

More on what New Zealand travel insurance covers

If you’re set on the adventure of a lifetime, you might opt for a comprehensive insurance policy that covers you for those riskier activities like SCUBA diving, skiing, abseiling or trekking. Doing some driving? You’ll want insurance that includes rental vehicle excess cover and personal liability. To be safe in the event of a relative being taking ill suddenly, get a policy that has cancellation cover included. It’s a trade-off though. The more cover you get the more expensive your policy will be.

Choosing travel insurance for New Zealand is really about finding a policy that suits your needs and the level of risk you’re comfortable with. For example, comprehensive policies will typically cover loss of baggage, theft, flight cancellation, medical treatment, personal liability and emergency repatriation in case you need to be flown back to the UK in a hurry.

We’d recommend at the very least you get a basic policy with medical cover, as it’s affordable and guards against more serious mishaps. Beyond that it’s up to you, and if you find the dizzying array of New Zealand travel insurance options overwhelming then fear not; at comparethemarket.com we let you compare multiple policies on the things that matter to you with one quick and easy search.

So all you have to do is work out what you’ll visit first: the hot pools of Rotorua or Bilbo’s hobbit house in the Shire. 

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