Compare travel insurance for New Zealand

If you're looking for travel insurance to New Zealand, we can help you compare travel insurance deals from across the market. We’ll help you to find the cover you need to be able to get the most from your trip to New Zealand.

If you're looking for travel insurance to New Zealand, we can help you compare travel insurance deals from across the market. We’ll help you to find the cover you need to be able to get the most from your trip to New Zealand.

Josh Daniels
From the Travel team
3
minute read
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Posted 18 NOVEMBER 2019

Do I need travel insurance for New Zealand?

Getting travel insurance for New Zealand is important so you have peace of mind and can concentrate on enjoying your holiday.

The travel insurance you need for New Zealand will depend on how long you'll be there, what you plan to do and what kind of cover you're happy with.

Travel insurance will protect you from theft, loss, medical emergencies and cancellations and delays – it can also cover you against possible health risks in New Zealand.

Like Australia, the UK and New Zealand have a reciprocal health agreement, so UK nationals can get immediately necessary healthcare, although you may have to show your passport.

However, it's still recommended that travellers have the right travel health insurance to cover the cost of any medical treatment abroad and, if required, repatriation.

 

CORONAVIRUS UPDATE 

A travel traffic light system has been introduced for international travel. From 19 July 2021, trips to green and amber listed countries are legally permitted if you live in England and Scotland. However, you’ll still need to fulfil any pre-departure requirements, such as testing. If you live in Wales and Northern Ireland, you still need to follow the rules for your relevant local authority.

If a country is on the green or amber list, you still need to check the latest travel advice and entry requirements for each country you visit or transit through. This is to ensure you’re aware of any specific requirements relating to entry and to check travellers from the UK are permitted. Countries can have their traffic light status changed at short notice and you should take this into consideration when looking to travel. Please check the Foreign, Commonwealth & Development Office (FCDO) advice for the latest information.

The FCDO currently advises against all but essential travel to red listed countries. Should you choose to travel against the FCDO rules, you will not be covered by any travel insurance policy you purchase. Some providers do offer cover for international travel if you’re travelling for essential purposes, however most do not. In all cases, should you have any queries please check the policy wording or contact your chosen provider before purchasing to ensure the cover meets your needs.

Travel within England, Scotland and Wales is permitted under the current guidelines. However, public health rules and lockdown restrictions continue to vary, including entry restrictions for Northern Ireland. Check the latest guidance from the official tourism boards for England, Scotland, Wales and Northern Ireland.

Find out more here

Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

The Money and Pensions Service (MaPs) has launched a directory of insurance providers on its Money Advice Service website that may be able to provide quotes over the phone, if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers’ Association on 0370 950 1790.

What will travel insurance cover in New Zealand?

Look for cover for:

  • Medical care – the right policy will offer you protection if you were to fall ill or have an accident
  • Flight cancellations and missed connections – your travel insurance could protect you against the extra costs that these events incur. Cover for things like a missed connection isn't included in all policies, so if you want to be covered for this, make sure you check the policy T&Cs
  • Damage, loss or theft of your luggage – your travel insurance should cover you for replacing clothes, medicine and toiletries if your luggage is damaged, lost or stolen. Remember to take note of any excesses that apply on your policy, as well as the overall possessions and single-item limits
  • New Zealand is a paradise for lovers of the outdoors and jam-packed with activities for the adventurous at heart. If you're set on the adventure of a lifetime, you might opt for a comprehensive insurance policy that covers you for those riskier extreme sports activities like scuba diving, skiing and snowboarding, abseiling or trekking

New Zealand travel insurance: a checklist

What sorts of features might you want to include in your New Zealand travel insurance policy? Look out for quotes that include:

  • holiday cancellation cover
  • medical care
  • damages, loss or theft of luggage
  • flight delays
  • pre-existing medical conditionspersonal liability cover

It’s likely that you’ll have spent a lot of money on your holiday to New Zealand, so getting the right insurance helps to protect this and ensure you enjoy your trip every bit as much as you hoped.

Do I need a visa to holiday in New Zealand?

No, you don't need a visa to visit New Zealand if you are a UK citizen and/or passport holder. You can visit for up to six months.

What else should I think about if I’m going to New Zealand?

Here are a few more travel facts about New Zealand to help you enjoy your tip:

  • Tipping: this isn't usually expected or required but a 10% tip is always appreciated
  • Maori etiquette: if you end up in a Maori meeting place, it's best to go with someone who knows the customs. Having said that, they tend to make allowances for foreign guests
  • Border control: be careful taking meat, honey, fruit and dairy products across lines – importing pests is a serious issue and fines can be given
  • Medication: you must declare any prescription medicines you arrive with on your passenger arrival card

Where can I compare travel insurance quotes?

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