Compare travel insurance for New Zealand

If you're looking for travel insurance to New Zealand, we can help you compare travel insurance deals from across the market. We’ll help you to find the cover you need to be able to get the most from your trip to New Zealand.

If you're looking for travel insurance to New Zealand, we can help you compare travel insurance deals from across the market. We’ll help you to find the cover you need to be able to get the most from your trip to New Zealand.

Coronavirus (COVID-19) Update - From 4am on Monday 1st November, all countries will be removed from the UK red list. You still need to check the latest travel advice and entry requirements for each country you visit or transit through as they can change at short notice, check the Foreign, Commonwealth & Development Office (FCDO) for the latest information or find out more here.

Josh Daniels
From the Travel team
minute read
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Posted 18 NOVEMBER 2019

Do I need travel insurance for New Zealand?

Getting travel insurance for New Zealand is important so you have peace of mind and can concentrate on enjoying your holiday.

The travel insurance you need for New Zealand will depend on how long you'll be there, what you plan to do and what kind of cover you're happy with.

Travel insurance will protect you from theft, loss, medical emergencies and cancellations and delays – it can also cover you against possible health risks in New Zealand.

Like Australia, the UK and New Zealand have a reciprocal health agreement, so UK nationals can get immediately necessary healthcare, although you may have to show your passport.

However, it's still recommended that travellers have the right travel health insurance to cover the cost of any medical treatment abroad and, if required, repatriation.


Customers with more serious pre-existing medical conditions

When you declare medical conditions on our website, we’ll only show quotes from insurance providers who will cover all declared medical conditions, with no exclusions. 

MoneyHelper has launched a directory of insurance providers who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at MoneyHelper or by calling them on 0800 138 7777.

What will travel insurance cover in New Zealand?

Look for cover for:

  • Medical care – the right policy will offer you protection if you were to fall ill or have an accident
  • Flight cancellations and missed connections – your travel insurance could protect you against the extra costs that these events incur. Cover for things like a missed connection isn't included in all policies, so if you want to be covered for this, make sure you check the policy T&Cs
  • Damage, loss or theft of your luggage – your travel insurance should cover you for replacing clothes, medicine and toiletries if your luggage is damaged, lost or stolen. Remember to take note of any excesses that apply on your policy, as well as the overall possessions and single-item limits
  • New Zealand is a paradise for lovers of the outdoors and jam-packed with activities for the adventurous at heart. If you're set on the adventure of a lifetime, you might opt for a comprehensive insurance policy that covers you for those riskier extreme sports activities like scuba diving, skiing and snowboarding, abseiling or trekking

New Zealand travel insurance: a checklist

What sorts of features might you want to include in your New Zealand travel insurance policy? Look out for quotes that include:

  • holiday cancellation cover
  • medical care
  • damages, loss or theft of luggage
  • flight delays
  • pre-existing medical conditionspersonal liability cover

It’s likely that you’ll have spent a lot of money on your holiday to New Zealand, so getting the right insurance helps to protect this and ensure you enjoy your trip every bit as much as you hoped.

Do I need a visa to holiday in New Zealand?

No, you don't need a visa to visit New Zealand if you are a UK citizen and/or passport holder. You can visit for up to six months.

What else should I think about if I’m going to New Zealand?

Here are a few more travel facts about New Zealand to help you enjoy your tip:

  • Tipping: this isn't usually expected or required but a 10% tip is always appreciated
  • Maori etiquette: if you end up in a Maori meeting place, it's best to go with someone who knows the customs. Having said that, they tend to make allowances for foreign guests
  • Border control: be careful taking meat, honey, fruit and dairy products across lines – importing pests is a serious issue and fines can be given
  • Medication: you must declare any prescription medicines you arrive with on your passenger arrival card

Where can I compare travel insurance quotes?

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