More on what New Zealand travel insurance covers
If you’re set on the adventure of a lifetime, you might opt for a comprehensive insurance policy that covers you for those riskier activities like SCUBA diving, skiing, abseiling or trekking. Doing some driving? You’ll want insurance that includes rental vehicle excess cover and personal liability. To be safe in the event of a relative being taking ill suddenly, get a policy that has cancellation cover included. It’s a trade-off though. The more cover you get the more expensive your policy will be.
Choosing travel insurance for New Zealand is really about finding a policy that suits your needs and the level of risk you’re comfortable with. For example, comprehensive policies will typically cover loss of baggage, theft, flight cancellation, medical treatment, personal liability and emergency repatriation in case you need to be flown back to the UK in a hurry.
We’d recommend at the very least you get a basic policy with medical cover, as it’s affordable and guards against more serious mishaps. Beyond that it’s up to you, and if you find the dizzying array of New Zealand travel insurance options overwhelming then fear not; at comparethemarket.com we let you compare multiple policies on the things that matter to you with one quick and easy search.
So all you have to do is work out what you’ll visit first: the hot pools of Rotorua or Bilbo’s hobbit house in the Shire.