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Volcanic ash travel insurance

In 2010, a volcanic eruption in Iceland caused havoc across Europe, as thousands of flights were cancelled, leaving people stranded or unable to go on holiday.  

Since then, travellers have been stuck in countries like Bali, Hawaii and Indonesia following eruptions.

So what should you look for if you want a buy a travel insurance policy that covers volcanic ash? 

Patrick Ikhena From the Travel team
minute read

What should I do if there is volcanic ash disruption?

If you're planning to travel somewhere where there's ash cloud disruption and your travel operator allows you to make alternative travel arrangements, your travel insurance can usually be transferred to cover the new destination. 

The first thing to do when claiming costs in the event of any disruption is to contact your airline or tour operator.  

If you’ve booked on a package deal, tour operators must refund your costs if they cancel your trip. 

Volcanic ash travel insurance

If your flights are cancelled or flights/connections missed, the airline must rebook you on alternative flights under EU law. Their priority should be to find you a seat on a new flight so that you can travel as early as possible. 

If airspace is closed, the airline should provide hotel accommodation, meals and refreshments until a new flight is provided. They’ll usually give you a daily allowance for the extras.

If you organise your own travel or hotel stays, you can apply to the airline for a refund on your return. Be careful with the costs and keep your receipts though, as airlines won’t pay amounts they consider unreasonable.

What about my travel insurance policy?

Check the small print carefully to make sure your insurance covers you for the things you want it to. Read the policy details before you buy. You must make sure you have the right cover in place before your trip.

Volcanic ash travel insurance cover

If you pay for the cheapest insurance policy you can find, you’ll only get very basic cover. If price is your only criteria when choosing insurance, you may find yourself disappointed if you need to rely on your policy.

Shop around for the right policy for you. This means taking into account the price alongside the level of cover you feel is adequate to give you peace of mind.

Where can I compare travel insurance quotes? 

To find the right travel cover policy for you, simply compare travel insurance and get a quote in minutes. Then check the details to see what the cover is for volcanic ash. 

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