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What is ATOL protection?

ATOL protection ensures your holiday is covered if the company you have booked it with goes bust. This helps to ensure that you aren’t stuck abroad if an issue happens while you’re away, for example, but it’s important to stress that ATOL protection is not a substitute for travel insurance…   

Patrick Ikhena From the Travel team
minute read

Are all my trips ATOL protected?

All trips should be ATOL protected, in the UK at least. Every travel company in the UK has to have ATOL protection, for which they pay £2.50 into the scheme per person booked on to a holiday. As a consumer, it costs you nothing.

But just because it’s legally required, that doesn’t mean that all companies have it. Always look for the ATOL logo before you book and ask the company if you aren’t sure.

Booking with a travel firm based somewhere else in Europe is different – they’re under no obligation to provide ATOL protection or ABTA insurance.

EU legislation does say they have to provide protection for your money, but it’s down to the protection authority in that country. Check with the Civil Aviation Authority to see if your travel company has ATOL protection.   

Are all my trips ATOL protected?

If my holiday is ATOL-protected, why do I need travel insurance as well?

ATOL may cover you if your holiday company goes bust, but it won’t cover you for lots of other things that give you peace of mind when you travel – things like losing your bags, getting injured or ill abroad or having to cancel your plans because of a family emergency or other unforeseen events.  

So getting travel insurance for any trip, especially if you’re heading abroad, is highly recommended.   

If my holiday is ATOL-protected, why do I need travel insurance as well?

Once you’ve booked your trip, don’t forget your travel insurance. ATOL doesn’t cover everything, so compare quotes today and save. 

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