Do I need travel insurance for Morocco?
Although not compulsory, it’s a good idea to have travel insurance for Morocco. A policy with good healthcare cover is particularly worth having because your EHIC/GHIC card isn’t valid in Morocco.
That means you won’t be able to access state-funded medical treatment. Without travel insurance, an accident or illness could leave you with a very expensive medical bill.
Like many popular destinations, Morocco has areas with high crime rates. In Marrakech, you’ll need to be wary of pickpockets. Insurance could protect you if you do fall victim to crime or if your belongings are lost or damaged.
What type of travel insurance do I need for Morocco?
Travel insurance policies are split between UK, Europe and worldwide. However, there are a number of non-European destinations that qualify as Europe for travel insurance purposes.
Despite Morocco being in Northern Africa, it will often be covered by European travel insurance. However, it’s essential to check this before buying a policy because some travel insurance providers may list it under worldwide cover.
How much is travel insurance for Morocco?
A travel policy can cost from as little as £7.98 for a week’s holiday[1] in Europe.
Bear in mind, though, that the exact cost of your travel insurance will depend on your age, the level of cover you need for your trip, what activities you’re planning and any pre-existing health conditions.
If you travel regularly, you might find that an annual travel insurance policy saves you money overall. This is because an annual policy allows you to travel as many times as you like for one price.
[1] Based on Compare the Market data for a single trip travel policy for a 20 year old with no pre-existing medical conditions travelling in Europe for 1 week. Prices correct as of July 2026.
What will Morocco travel insurance cover?
A good travel insurance policy will typically include cover for:
Medical care – this will help cover the cost of private treatment if you’re sick or injured during your trip, as well as repatriation to the UK for treatment, if necessary.
Lost, stolen or damaged luggage and passports – your travel insurance should cover you for replacing your belongings, including clothes, gadgets and other valuables. If you’re bringing expensive items with you, check the single-item limit – the maximum the insurance will pay out for one item.
Holiday cancellation cover – this can help you recoup some of your holiday costs if you need to cancel or cut your trip short because of illness or a family emergency.
Flight cancellations – check whether the policy also covers missed connections.
What won’t Morocco travel insurance cover?
Before you commit to buying holiday insurance for Morocco, there are a few exclusions to be aware of. Providers typically won’t cover:
Medical treatment for pre-existing health conditions that you haven’t declared to your insurance provider. Make sure you declare any pre-existing conditions when you apply for insurance, otherwise you may find you’re not covered if you need to make a claim.
High-risk sports – activities such as rock climbing, scuba diving and sky diving won’t usually be covered by a standard policy, although you may be able to add them on.
Reckless behaviour, drunkenness or drug use – you won’t be able to claim for events that were illegal or injuries sustained while under the influence of drugs or alcohol.
Natural disasters – Morocco can experience earthquakes and floods. Compare policies as some won’t offer cover for natural disasters.
Events such as terrorism or civil unrest.
Customers with pre-existing medical conditions
If you have a serious health condition, your travel insurance is likely to be more expensive. Whatever happens, tell your insurance provider the truth. If you give false information or miss something out, your claim could be rejected.
When you declare any medical conditions on our website, we’ll only show you quotes from insurance providers that will cover them with no exclusions.
If your condition is more serious, MoneyHelper has a directory of insurance providers who may be able to provide quotes over the phone. You can call them on 0800 138 7777.
What else should I consider when I choose my Morocco travel insurance?
Think about what you’re planning to do during your trip, so your holiday insurance covers all your activities. You might need to pay extra to add cover for:
Extreme sports – this can cover you for sandboarding in the Sahara Desert or rock climbing in Todra Gorge.
Water sports – if you’re planning to take part in adventurous water sports such as scuba diving or jet-skiing, you may need additional cover or a specialist policy.
Golf cover – year-round sunshine and spectacular scenery make Morocco a popular destination for golfers. You can add golf insurance to single or annual trip cover if it’s not already included in your standard policy.
Do I need a visa for Morocco?
Brits can visit Morocco for up to three months without a visa.
Make sure your passport is stamped when you enter the country, as some tourists have experienced difficulty when leaving the country as their passport has no entry stamp. Your passport should be valid for at least three months after your date of entry.
More details about the entry requirements for Morocco can be found on the GOV.UK website, including rules on COVID-19 vaccines and testing.
Any other travel advice for Morocco?
Morocco is a melting pot of exotic scenery, culture and food. Here’s a few more tips to help you make the best of your stay.
Vaccinations – you should see your doctor four to eight weeks before your trip. They might advise you to have vaccines for hepatitis A, typhoid and tetanus (these are usually free on the NHS).
Culture – Morocco is governed by Islamic laws and you’ll need to be respectful of local laws and customs, including a dress code for women (long skirts are preferred to those above the knee). While alcohol is served in bars and hotels in tourist areas, you can be arrested for drinking alcohol in the streets. Sexual relations outside of marriage are punishable by law, so Moroccan hotels may insist on separate bedrooms if you can’t show proof of marriage. Public displays of affection should be avoided.
Language - The official language of Morocco is Arabic. However, English is spoken in some of the larger cities and tourist hotspots like Casablanca and Marrakech.
Currency - Moroccan Dirham.
Tipping – in restaurants, tipping between 5% and 10% is welcomed.
Where can I compare Morocco travel insurance quotes?
Our comparison service makes it easy to compare travel insurance deals to help you get the right level of cover ahead of your trip.
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When is the best time to visit Morocco?
The best time to visit Morocco is generally between March and May or in September and October. The weather is pleasantly warm and you avoid the scorching heat in the height of summer. Morocco’s coastal regions and High Atlas Mountains are great to visit all year round, although it can get a bit chilly in winter.
What travel insurance do I need for backpacking in Morocco?
If you’re heading to Morocco as part of a backpacking holiday, we can help you find great deals on backpacker travel insurance. This is designed for people who travel for long periods of time, often to several countries in one trip.
If your holiday is likely to include adventurous activities, you might also need extreme sports or water sports cover.
What is healthcare like in Morocco?
Morocco has both a public and private healthcare system, but medical facilities outside of towns and cities can be scarce.
Having travel insurance with adequate medical cover will protect you against medical expenses if you need urgent treatment in a private hospital. You should also make sure repatriation is included in your policy so you can be flown home for further treatment, if necessary.
With more than eight years’ experience in writing and sub-editing content, Karen started her career in fashion before making the move to insurance. She now specialises in producing clear, engaging content that helps people make better financial decisions.
Karen’s areas of expertise include insurance products, such as car insurance, travel insurance and life insurance, as well as utilities such as energy comparison.
Stephen Maunder is an experienced personal finance editor, having spent more than a decade working for consumer print and online titles. He won several industry awards for his personal finance features at Which?, before becoming Deputy Editor at Compare the Market.
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