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Snowboard travel insurance

Compare and find a great deal on snowboarding travel insurance & get a whole year of Meerkat Meals & Meerkat Movies*

Sadly, this isn't a qualifying product for a Limited Editions Sleepy Oleg toy.

Compare and find a great deal on snowboarding travel insurance & get a whole year of Meerkat Meals & Meerkat Movies*

Sadly, this isn't a qualifying product for a Limited Editions Sleepy Oleg toy.

Compare and find a great deal on snowboarding travel insurance & get a whole year of Meerkat Meals & Meerkat Movies*

Sadly, this isn't a qualifying product for a Limited Editions Sleepy Oleg toy.

Compare and find a great deal on snowboarding travel insurance & get a whole year of Meerkat Meals & Meerkat Movies*

Sadly, this isn't a qualifying product for a Limited Editions Sleepy Oleg toy.

Update your previous quote
Update your previous quote

Compare and find a great deal on snowboarding travel insurance & get a whole year of Meerkat Meals & Meerkat Movies*

Sadly, this isn't a qualifying product for a Limited Editions Sleepy Oleg toy.

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To get a Sleepy Oleg toy and a year of Meerkat Meals and Meerkat Movies, make or apply for a qualifying purchase before 14 December and claim your rewards within 10 days.

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What does snowboard insurance cover?

A good snowboard travel insurance policy should include more than the medical cover, cancellation, and lost or stolen luggage cover that you typically get with a standard policy. It should also cover you if:

  • you lose your ski pass
  • your snowboard or hired snowboard is damaged, lost or stolen
  • your luggage is delayed and you need to hire equipment
  • the piste is closed for more than 24 hours due to lack of snow, too much snow or the risk of an avalanche
  • personal liability if your snowboarding causes an injury to someone else
  • delays or relocation due to an avalanche

CORONAVIRUS UPDATE

Starting on 5 November, the Government has introduced a national lockdown for England that will last until at least 2 December. As part of this, the Foreign, Commonwealth and Development Office (FCDO) advise against all non-essential domestic and international travel.

If you choose to travel overseas to a destination while the FCDO has advised against non-essential travel, or domestically against the instructions of the UK Government, then your insurance policy will be invalid, and any claim will be rejected.

For those living in the UK but outside of England, the public health rules may differ, but you must abide by the restrictions imposed by your local authority.

We’ll continually review the situation, and update you with the latest FCDO or Government guidance on travel.

For more information, please see our coronavirus and travel insurance page.

Until then, stay safe.

Customers with more serious pre-existing medical conditions

When you declare medical conditions on our website, we will only show quotes from insurance providers who will cover for all declared medical conditions, with no exclusions.

The Money and Pension Service (MaPs) has also launched a directory of insurance providers, who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers Association on 0370 950 1790.

Do I need specialist snowboard insurance?

If you’re planning a snowboarding holiday, it’s important to know that most standard travel insurance policies don’t cover winter sports, so if you want to be insured you’ll very likely need special cover. 

Many people think snowboarding is less dangerous than skiing, as the most common snowboarding injuries are wrist fractures, broken ankles and dislocated shoulders. These injuries may not be life threatening, but you could still need mountain rescue, medical treatment and even a flight home if it’s medically necessary. 

Medical costs for even minor injuries can be very expensive, potentially setting you back thousands of pounds. And if you don’t have the right travel insurance, you’d have to pay for treatment from your own pocket.

The right travel insurance policy could protect you against substantial costs if you take a serious tumble while you’re snowboarding. 

Frequently asked questions

What doesn’t snowboard travel insurance cover?

Even with a specialist snowboarding policy in place, make sure you read the terms and conditions carefully to understand any exclusions. Most policies won’t cover:

  • off-piste snowboarding
  • competitive snowboarding
  • injuries while snowboarding under the influence of alcohol or drugs
  • injury as a result of a pre-existing medical condition that you failed to disclose to your insurance provider

Also be aware that some insurance providers will insist that you wear a helmet for your policy to be valid.

Where will I need snowboard travel insurance for?

You’ll need to make sure you have the right level of cover for the destination you’re travelling to. Travel insurance for Europe tends to be cheaper than worldwide insurance. That’s because medical costs are typically much higher in countries outside Europe.

Do I need snowboard travel insurance for Europe?

Although UK residents are entitled to a free  European Health Insurance Card (EHIC), the EHIC alone won’t be enough to cover you for snowboarding accidents.  

The EHIC would only cover emergency medical care in a public hospital. It won’t cover:

  • mountain rescues
  • treatment in a private hospital
  • repatriation back to the UK if medically necessary

The right snowboard travel insurance could cover these costs in the event of a mountain-top accident.  

Travel insurance can also give you comprehensive cover for snowboarding in countries that aren’t in the EU such as the  USA  and Canada.

UK residents can use an EHIC at least until the end of the Brexit transition period on 31 December 2020.

What affects the cost of snowboard travel insurance?

The cost of snowboarding travel insurance can depend on several factors, including:

  • Your age. As you get older there’s more risk of injuring yourself – there’s also more chance of you having a pre-existing medical condition.
  • Your destination. Higher medical costs in countries including the USA and Canada means you’re likely to pay more for your travel insurance to these countries.
  • The length of your holiday. The longer you spend away, the higher the risk of you making a claim.

What else should I consider when buying snowboard travel insurance?

If you’re planning more than one snowboarding holiday over the year, an annual policy may be better value than single trip insurance.

You may also be able to save money if you’re travelling as a family, as a couple or  as a group.

When should I buy snowboard travel insurance?

The best time to buy travel insurance is as soon as you’ve made your booking. That way, if your holiday has to be cancelled before you leave, you should be covered for flight and accommodation costs in line with your chosen policy.

Check the terms and conditions, as equipment hire costs might also be covered in the event of a cancellation.

Safe snowboarding tips

Snowboarding is one of the most popular winter sports enjoyed by both learners and experts, but it can be dangerous in some situations.

These tips can help you to enjoy your snowboarding holiday to the full:

  • As well as safety gear, such as helmets, goggles, elbow and knee pads, make sure you bring a high factor sunblock – the sun’s rays can be particularly intense on the mountains.
  • Follow all advice from instructors and guides – they know what they’re talking about and your safety is their priority.
  • It can be great to challenge yourself, but be aware of your limits, especially if you’re a learner. Stick to the easier slopes at first and gradually build up your confidence and experience.
  • Don’t attempt to snowboard if you’ve been drinking. There’s more risk of behaving recklessly and injuring yourself if you have. Also, remember that your travel insurance won’t cover you for injuries that happen when you’re under the influence.
  • Let other people know where you’re snowboarding – if you get into difficulties, they could be able to get you help.

Compare snowboard travel insurance

We offer a quick and easy way to compare travel insurance providers, helping you save time and money so you can concentrate on the fun parts of your snowboarding trip. You can easily click on each policy to check what you’re covered for before committing to one. 

Compare a range of snowboard travel insurance policies and find the right level of cover for your holiday needs. 

Patrick Ikhena

From the Travel team

What our expert says

"Snowboarding is just one of many high-adrenaline activities that may be on offer when you take a winter holiday. If you’re considering doing other sports while away, check if you’ll be covered by your travel insurance. There should be a list of sports covered in your policy document.

“If your chosen sport or activity isn’t listed, contact your insurance provider to see if it can be added. If not, you may need to take out a separate policy.”

What do I need to get a quote?

To get a travel insurance quote, tell us a few details about you and your snowboarding holiday, including:

  • Where you’re going
  • Travel dates
  • The level of cover you need
  • Any extras you want to add
  • Your cover limits

Once we have your details, we’ll be able to show you a list of suitable quotes to compare.

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