Could you already have cover?
Breakdown cover is usually separate from your vehicle insurance policy, although sometimes it does come as an add-on. It can also be packaged with bank accounts or credit cards as an extra, so make sure you haven’t already got cover before you start a quote.
What isn’t covered?
It’s always best to check the policy wording as some breakdown cover policies might exclude human errors, like:
- Leaving your lights on
- Running out of fuel
- Misfuelling (filling up with the wrong type of fuel).
A new policy won’t activate for 24 hours, sometimes longer, and may only provide partial cover for up to 30 days.