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What do I need to know about scooter breakdown cover?
If you’re one of the 1.2 million Brits who own a scooter, moped or motorcycle, the last thing you want is to find yourself stranded at the side of the road if it breaks down. But take out breakdown cover and you could be reassured that help is at hand, wherever you are.
Frequently asked questions
What kind of scooter breakdown cover will work well for me?
Comparing breakdown quotes is easy with our comparison service. It’s simply a matter of choosing the right options:
Where do you want cover for?
- within Europe
What are you looking to cover?
- your family
- a vehicle
- multiple vehicles
What type of cover do you want?
- roadside assistance
- nationwide recovery
- onward travel
- at home
- European cover
Levels of cover can vary, so choosing the right breakdown cover for you brings great peace of mind, whatever you ride, whenever you want, 365 days a year. Compare today at Compare the Market.
Am I covered for scooter breakdowns?
If your scooter or moped is new, you might have motorcycle breakdown cover included in your warranty or motorbike insurance. If you find you’re not already covered for a breakdown, you could arrange cover through an add-on to your insurance policy. Alternatively, you could take out a separate breakdown policy.
What’s the difference between personal and vehicle breakdown cover?
Personal breakdown cover is attached to the person(s) named on the policy, rather than a specific vehicle. This can typically cover up to four people who live at the same address. Vehicle cover is related to the vehicle(s) specified on the policy. Again, up to four vehicles can be covered, provided they’re all registered at the same address.
What types of bike breakdown cover are there?
There are several types of breakdown cover. The one that’s right for you will depend on how far you intend to travel and where you might break down:
- Roadside assistance - the most basic breakdown cover. Your scooter could be repaired at the side of the road or it might be towed to the nearest garage
- Nationwide recovery - similar to roadside assistance, but you can choose where you and your scooter are taken (as long as it’s within the UK)
- Home start - if your scooter won’t start, a recovery vehicle will come to your home, or within a quarter of a mile radius of it – this varies between insurance providers, so check your policy
- Onward journey - this gives you alternative transport and possibly accommodation, allowing you to continue your journey. It’s worth noting that there are policies that include Europe – check the details so you know which countries are included
There’s a lot to think about when choosing breakdown cover for your scooter. We’ll make the process easier by helping you compare motorcycle breakdown cover today.