How will I know if a car insurance claim is made against me?
A claim against you is to be expected if an accident was your fault. You’ll more than likely have exchanged insurance details at the scene and you’ll have informed your insurance provider.
If the third party tries to make a claim on your insurance when you weren’t at fault, you’ll still know about it. Your insurance provider will almost certainly contact you for further information about the accident. And insurance providers for both parties will investigate who was at fault, before making a decision on a pay-out.