What are the penalties for driving without insurance?
At best you’ll get a fine (fixed penalty notice) for £300 and six penalty points on your licence. If you end up going to court, then you could face an unlimited fine and also be disqualified from driving altogether. The courts will decide how long your disqualification will last but anything longer than 56 days means that you’ll need to apply for a new licence and may need to retake your test.
But it doesn’t always end there, if you’re caught driving without insurance, it’s not just your licence that can be revoked – your car could be seized too. Around one third of all cars seized are crushed regardless of their condition so think twice before splashing out on a fancy new engine if you can’t afford the insurance. It’s not worth the risk. In the first six months of 2016 alone, 72,000 cars were seized.