What are the penalties for driving without insurance?
Driving without car insurance is a risk you just can’t afford to take. The consequences are serious and could lead to a criminal conviction.
At the very least you could get a fixed penalty fine of £300 and six penalty points on your licence.
If you’re taken to court you could face an unlimited fine and be disqualified from driving.
If you’re disqualified for anything longer than 56 days, you’ll need to apply for a new licence and may need to retake your test.
The police also have the authority to seize your vehicle, and even have it destroyed. In 2016, 145,000 uninsured cars were seized by the police, and 58,000 of these were crushed. That’s a rate of over 1,000 cars destroyed per week.