A simples guide

Disability Car Insurance

If you’re disabled, finding an insurer along with the right car insurance policy can present challenges. However, we have a range of providers that will cover a modified vehicle. .


What is disability car insurance?

Disability car insurance is designed to take into account the modifications that are often made to a vehicle to enable the person to drive.

As each individual’s situation may be different, so too may be the modifications. It is therefore best to provide details of these modifications whilst taking out a quote through our website.

These could include:

  • Ramps
  • Tail Lifts
  • Person and Wheelchair Hoists
  • Adapted Controls
  • Tiller Controls
  • Steering Wheel Balls
  • Joysticks
  • Transfer Seats
  • Wheelchair Storage
  • Restraints and Belts
  • Side Steps
  • Winches
  • Electronic Ring Accelerators
  • Throttle and Brake Hand Controls
  • Twin Flip Pedal Transfers
  • Handbrake adaptations
  • Infra-Red Controls
  • Child Harnesses
  • All Wheelchair Accessible Vehicles (WAV) converted from cars and vans


Disabled parking sign
car wheel

Do I need to tell the DVLA?

If you have a driving licence and develop what is defined by the DVLA as a ‘notifiable medical condition or disability’, you must let them know.

A notifiable condition could be anything that could affects your ability to drive safely. They can include:

- Epilepsy
- Strokes
- Other neurological and mental health conditions
- Physical disabilities
- Visual impairments

In addition, you should also notify them if your condition deteriorates.

What is the Blue badge scheme?

The Blue Badge is a disabled parking scheme which allows you to park closer to your intended destination.

You can get a Blue Badge if you have severe walking difficulties, are registered blind or have severe disability in both arms and drive an adapted car. The badge will be for you, but can be used by someone else if they are providing transport for you.

We have a number of insurance providers who will quote for disability vehicles with modifications. This means you’ll be able to use us to get in touch with someone who can help you find the right policy for your needs. So get comparing and see how much you could save!


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