How long is my car insurance quote valid for? A simple guide

How long is my car insurance quote valid for? A simple guide

If you're looking for car or home insurance, you might see a great deal and make an impulse purchase there and then. Or you may want to mull it over, save your quotes and think about it for a bit.

But exactly how long have you got before you need to decide? And what can you do if you realise you've made the wrong choice after clicking 'buy'?

Daniel Hutson From the Car team
3
minute read
posted

What happens if I clicked ‘buy’ too soon and I want to change my mind?

If you've been a little too keen and bought a policy that on reflection isn't quite right for you, don't worry. By law, you have a 14 day cooling off period and you can cancel the policy anytime within this time. Some insurance providers may even give you slightly longer, but you'll need to check with them.

Your 14 days 'cooling off' starts from when the policy begins or when you receive the policy paperwork, whichever is the later date. You should receive a refund for anything you've already paid for, but you'll probably be expected to pay for the few days that the policy was active for, as well as administration fees.

You can still cancel your car insurance policy after the cooling off period, and in most cases you'll be refunded for any months you have left on the policy. However, you'll most likely have to pay a cancellation fee and administration charges, so this may wipe out any refund you're owed.

What happens if I clicked ‘buy’ too soon and I want to change my mind?

How can I be sure I’m getting the right cover for the right price?

With so many car insurance providers out there, choosing the right level of cover at a price that suits you can be time consuming and frustrating.

Our price comparison service is quick and easy-to-use. We'll show you policies based on price, cover level, add-ons and annual or monthly payment options, helping you to choose the right policy to suit your particular needs in a matter of minutes.

And if that's not incentive enough, you'll be interested to know that 50% of our customers could save up to £274* on their car insurance.

Compare with us today and see if you could start saving.

*Based on Online independent research by Consumer Intelligence during May 2018, 50% of customers achieve this saving with Compare the Market motor insurance.

How can I be sure I’m getting the right cover for the right price?

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