Will my home insurance cover me during building work?
You’ll need to check that your contractor is covered for any damage caused to your property during the build. If not, you run the risk of invalidating your insurance and not being able to claim.
It’s also worth mentioning that poor or faulty work by a contractor is not usually covered by your home insurance. So, it’s important to do your research and appoint a reputable contractor to carry out the work.
You may need to find a specialist insurance provider to cover you during the build. That shouldn’t be difficult though, as so many people these days are choosing to extend rather than move.
It isn’t just extensions, either – the UK has seen a massive 183% rise in the number of homeowners applying to build basements. And our research suggests that a loft conversion could add £15,189, while an extra bathroom could add £13,050. See how the figures stack up in Move or improve?