What do you need to tell your insurance provider if you live in a non-standard building?
You won’t need to know off the top of your head if your home is classified as non-standard. The questions you’re asked when getting a quote will capture all the information needed for a provider to decide whether or not to offer you a policy and how much to charge.
As long as you can tell them the facts about your home, such as what it’s made of, when it was built and if it was listed, the insurance provider will decide if they classify it as non-standard or not. If you’re not sure what your home is made of, have a look at the deeds or ask your estate agent/landlord if you rent.
When asking for a non-standard construction home insurance quote, remember some concrete and prefab – or prefabricated reinforced concrete (PRC) homes (such as Hawksley PRC houses) – have a brick façade.
Also, make sure you have any necessary documents to help your insurance application. For example, if you live in a thatched property that’s had a fire-retardant spray applied to the roof, make sure you keep the certificate. Keep any treatment or electrical/gas check certificates safely. If you’re buying a non-standard home, make sure you get these from the vendor.