The roof material can also affect your home insurance. A thatched, plastic, rubber or shingle roof can mean you need non-standard home insurance.
We can’t say exactly what all insurance providers consider as non-standard because it’s likely to differ – some may think a property that’s been underpinned is non-standard and others won’t, for example.
Non-standard buildings are more common than you might think. There are currently around 1.5 million concrete prefabricated homes in the UK. These were mostly put up after the Second World War to provide affordable homes for families who had lost their houses in the Blitz.
Around 60,000 UK homes are topped by a thatched roof, and that number is increasing as some new properties are being built with thatch.