What insurance should I have as a tenant?
- Home contents insurance - buildings insurance may be your landlord’s responsibility, but if you’re a tenant or lodger you’ll still need a good home contents insurance policy. This will make sure your personal belongings are covered in the event of a fire, flood, theft or damage
- Personal possessions insurance - check your policy to see if you’re covered for items lost or stolen outside the home, such as phones, laptops, jewellery or clothing. If your home insurance policy doesn’t cover these, you may need to look for personal possessions insurance
- Accidental damage insurance - if you’re a tenant in someone else’s property, it can be a good idea to get accidental damage insurance. Spilled wine on carpets some accidental toddler artwork on the curtains surfaces – these things happen, and if you’re covered for them to be repaired or replaced, you won’t lose your deposit
How do I find the right insurance for my rented home?
You need to make sure you have got the right cover for your living situation. We can help – just find out more about contents insurance for renters or start a quote now.