What are the signs of subsidence?
Cracks appearing in your walls and getting bigger. If you can put a coin in between the crack, then that is a good sign that you might have subsidence. The cracks may appear in the corners of doors and windows. You may also see that your wallpaper looks as if it is coming off the wall, like it would if it was damp.
What is the difference between subsidence and settlement?
Settlement is not subsidence. It does though mean that the soil is moving downward, caused by the weight of the building. It is common in new builds, which often move for a few years while the soil is settling down. Water getting into the soil causes settlement too. Small cracks can appear in the walls, but these are normally nothing to worry about.
Can I do anything to prevent subsidence?
You can lower your risk by not planting trees close to your property and have trees that are already there, pruned on a regular basis by a tree surgeon. Take care of pipework and mend any leaks you find straightaway.
How do I find affordable subsidence insurance?
We can help you find the right Buildings Insurance policy for you by comparing home insurance with us. You just need to answer a few questions and you’ll quickly have a list of insurance companies that cover your home for subsidence damage with prices.