Cocker Spaniel pet insurance
- Protect your furry friend for less than £12.85 a month [1]
- Plus, enjoy fantastic rewards, on us*
[1] 51% of our customers were quoted less than £12.85 per month in September 2024 for their dog insurance based on the monthly cost when paying for the policy in one annual payment, excluding any interest charged on instalment payments.
Why do Cocker Spaniels make great pets?
Cocker Spaniels’ kind, happy nature makes them easy to train and they thrive on human companionship.
When you’re out and about, their keen noses and love of adventure can make them curious explorers. Energetic dogs like Cocker Spaniels can get themselves into all sorts of trouble – but they’re great fun.
What types of pet insurance policies are there?
There are four main types of pet insurance for dogs:
- Lifetime policy: this can ensure that any new conditions your Cocker Spaniel develops are covered while you’re insured. Policies generally have yearly limits, but these start afresh when you renew your policy. Existing conditions aren’t usually covered.
- Maximum benefit: with this type of cover, a limit is set on the cost that will be covered for a condition throughout your dog’s life. Once any claims you make use up that amount of money for a condition, it’s no longer covered.
- Time limited: conditions are covered for the first 12 months after they develop. After that, you’ll need to pay for that particular condition even if you renew the policy.
- Accident only: this is usually the cheapest option because your dog will be only be covered if it has an accident, but not for illnesses or medical conditions.
Things to look out for on your policy
When choosing pet insurance, it's important to pay attention to the details. Here's what to look out for:
- Excess: this is the amount you’ll need to pay upfront towards your claim, before your insurance pays out. Make sure you can afford the excess before taking out a policy.
- Cover limits: check the maximum amount your policy will pay out for each claim or condition throughout your dog’s life. Ensure it's enough to cover your vet bills.
- Exclusions: be aware of what's not covered, such as pre-existing medical conditions, routine treatments and pregnancy.
- Waiting period: this is the time you need to wait before cover starts. Understand how long this period is.
Do Cocker Spaniels have any known health conditions?
Yes, Cocker Spaniels are prone to some hereditary diseases such as:
- Hip problems: Cocker Spaniels can suffer from hip dysplasia, where the hip joint doesn’t fit together perfectly. This can lead to arthritis and discomfort as they age.
- Ear infections: those gorgeous long, floppy ears can trap moisture and dirt, making them prone to infections. Regular cleaning can help prevent this.
- Eye disease: progressive Retinal Atrophy (PRA) is common in Cocker Spaniels, leading to gradual vision loss. Regular vet check-ups can help catch this early.
- Skin infections: Cocker Spaniels can be prone to skin infections if they’re not groomed properly. Make sure you brush your Cocker’s coat regularly to help prevent this.
Oral health
Cocker Spaniels, like many breeds, can be prone to dental issues if their oral health isn't maintained. Plaque and tartar build-up can lead to gum disease and tooth decay. Regular brushing of your Cocker Spaniel's teeth is essential to prevent these issues. Providing dental chews and ensuring regular vet check-ups can also help maintain good oral hygiene.
With the right care and attention, your Cocker Spaniel can enjoy a long and joyful life. Ensuring they have the best pet insurance for them, is a fantastic way to protect their health and well-being, giving you peace of mind that they’re covered for any eventualities.
How much does Cocker Spaniel insurance cost?
The cost of insuring a Cocker Spaniel can vary, but you could insure your dog for less than £12.85 a month [2].
Compare Cocker Spaniel insuranceSeveral factors influence the cost of a pet insurance policy, including:
- Policy type: comprehensive policies like lifetime cover tend to be more expensive than accident-only policies.
- Age: older dogs are generally more expensive to insure. This is because they’re more likely to suffer from health issues.
- Pedigree breed: purebred dogs like Cocker Spaniels can be more expensive to insure because they’re more prone to certain hereditary conditions.
- Pre-existing medical conditions: if your dog has existing health issues, it might increase the premium or be excluded from cover. In some cases, you may want to consider specialist cover. However, these types of specialist policies are rare and might not cover all conditions.
- Location: vet costs vary by region. This is factored into the cost of your insurance.
[2] 51% of our customers were quoted less than £12.85 per month in September 2024 for their dog insurance based on the monthly cost when paying for the policy in one annual payment, excluding any interest charged on instalment payments.
Cocker Spaniel profile
Here's a quick profile of a healthy adult Cocker Spaniel:
| Size | Weight | Lifespan |
|---|---|---|
| Small to medium | 10-13 kg | 10-14 years |
Cocker Spaniels are energetic dogs that need regular exercise to stay healthy. They thrive with at least an hour of daily activity, including walks, playtime, and mental stimulation. Known for their intelligence and eagerness to please, they are relatively easy to train with consistent, positive reinforcement.
Ideally, Cocker Spaniels should have space to move around, such as a garden, and they adapt well to both rural and suburban settings, enjoying outdoor exploration.
Tips for keeping your Cocker Spaniel happy and healthy
- Diet: feed your Cocker Spaniel a natural, balanced diet to keep them happy and healthy. Splitting your dog’s daily food allowance in two will help keep their energy levels steady throughout the day. Ask your vet for advice if you’re unsure about your dog’s dietary requirements.
- Grooming: Cocker Spaniels have a beautiful, silky coat that requires regular grooming to prevent matting and tangles. They’re moderate shedders, so brushing them regularly can help manage loose hair. Regular grooming sessions also help keep their coat healthy and shiny.
- Staying social: it’s important to give your Cocker Spaniel plenty of social interaction – dog-to-dog, as well as human-to-dog. Get together with other dog owners in your area, to give your pet the chance to play and develop good social skills.
- Vet check-ups: no dog likes going to the vets. However, regular check-ups, vaccinations and deworming are vital for your Cocker Spaniel’s long-term health. It’s a good idea to get your pup used to the vet from a young age, to save stress later on. See which vets bills you’re likely to be covered for by your pet insurance, with our handy guide.
Microchipping
Microchipping your dog is crucial for safety and is legally required in the UK. Without it, you could face a fine of up to £500. Microchipping ensures your Cocker Spaniel can be reunited with you if they wander off.
It's easy to arrange through your vet or local shelter, especially when they're puppies. Additionally, UK law requires dogs to wear a collar with a tag showing your name and address for immediate identification. Skipping this step could also lead to a fine, up to £2,000, so it's best to keep your pet's ID up to date.
Frequently asked questions
What is third party pet insurance and do I need it?
Third party pet insurance, also known as third party public liability insurance, can cover you in case your dog injures another pet or person, or if it damages property. After all, even an obedient dog can get into trouble or an accident.
Before you consider buying a stand-alone policy, it’s worth checking what’s included in your insurance as many policies include third party cover as standard.
Are Cocker Spaniels good for new owners?
Cocker Spaniels can be a good choice for first-time dog owners due to their friendly and affectionate nature. They’re eager to please and relatively easy to train, which can be beneficial for new dog owners.
However, they do require regular grooming and exercise, so it's important for new owners to be prepared for the commitment. Consider your lifestyle and ability to meet their needs before deciding if a Cocker Spaniel is the right fit for you.
Are Cocker Spaniels good with kids?
Cocker Spaniels are generally good with children due to their gentle and friendly nature. They’re playful and enjoy being part of family activities, making them a suitable choice for homes with kids.
However, it's important to always supervise interactions between dogs and children to ensure safety and teach children how to interact respectfully with pets. Always consider the individual dog's temperament and your family's lifestyle when choosing a breed.
What if my Cocker Spaniel is lost or stolen?
Hopefully this will never happen. But if it does, some pet insurance policies can help by offering a reward for finding your dog – or even compensation up to the value you paid for your pet if he or she can’t be found.
Why should I compare Cocker Spaniel insurance with Compare the Market?
We’ll search a selection of UK pet insurance providers to help you find the right quote for you and your dog. Just tell us a bit about you and your Cocker Spaniel, then start comparing.
What do I need to get a quote?
To compare dog insurance with Compare the Market, we’ll need to know:
- Your pet’s age and breed
- How much you paid or donated for them
- Whether your pet has been neutered or spayed
- Whether they’re microchipped
What our expert says...
“Cocker Spaniels are thought to be pretty high maintenance, thanks to their luscious coats and floppy ears. A good healthcare routine for Spaniels should always include ear hygiene and regular defleaing, so they can stay happy and healthy right into old age.”
- Anna McEntee, Home, pet and travel insurance expert
This article is written by a Compare the Market expert, backed by data and enhanced by AI. Find out how we ensure accuracy and quality in our Editorial Guidelines.
