Kitten insurance


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Compare kitten insurance

Cats might have nine lives – but you still need to preserve them as best you can and for the owners of the 7 million or so cats out there – that’s easier said than done (what was that about curiosity?) Which is why getting your kitten insured is a good thing because it means you’ll be covered when it comes to treating your cat for accidents or illness; but only one in seven cat owners actually has cover. For the uninsured that can mean hefty vet bills and with the average cat claim coming in at £544, forking out for treatment is likely to leave you and your cat distinctly without any cream.

Frequently thought questions

Sometimes questions pop into your head that you really don’t know the answers to, and asking them out loud just seems a bit naïve. But it’s ok because when it comes to getting your marvellous moggy insured, we’re letting the cat out of the bag with the answers to some frequently thought questions.

Why do I need kitten insurance?

It’s not all cat naps and cuddles, kittens like to climb and run too – which is fine until the day your furry feline makes a dodgy landing and ends up in a fur ball frenzy. And with vet bills rising by about 12% a year, forking out for treatment can become a very costly affair.

What types of kitten insurance are there?

Let’s take a look…

Accident Only

If your kitten fancies themselves as a bit of a top cat and knows no fear, then you might feel an accident only policy is the best option. These policies do pretty much what you expect them to do and they could compensate you for costs incurred if your cat has an accident – like falls off a shelf or traps their tail somewhere (where it probably shouldn’t have been in the first place).

Time Limited

If you’re looking for something with a bit more cover, then consider a time limited policy instead. Time limited policies can cover your kitten for any new illness up to an agreed cost limit and within a certain time frame (usually 12 months). If you reach the agreed cost cap within the policy period, then you’ll have to cough up for any additional fees. It’s worth noting that you’re only insured for new illnesses – anything that’s recurring won’t usually be covered under these types of policies. 

Max Benefit

If you don’t want to be limited by time constraints then a max benefit policy can cover your cat for all new conditions up to an agreed financial limit and as long as the insurance policy remains valid, there’s no time limit on your claim.

Lifetime

Of course, kittens become lifelong companions and a lifetime policy can cover your mini mouser until it becomes a wise old tabby. Again, there are usually financial limits but you’ll be able to claim for both new and recurring conditions year after year – so long as the policy remains active.

What does insurance usually cover?

You should always check your cover details because even policies of the same name could differ depending on the insurance provider so if there’s something specific you know you want cover for (such as dental care) then double check the small print. Here’s what else might be on offer:

Why should I compare with comparethemarket.com?

We know you don’t want to spend your time looking up pet insurance – it’s about as much fun as clearing up the ‘gifts’ your kitten brings home. Sadly, we can’t help you clear up the mass of feathers or beaks that might clutter up your doormat but we can help you search and compare cover for your kitten.

Insurance isn’t about tempting fate, it’s about giving yourself some peace of mind that if kitty does let its curiosity get the better of it, then fixing any damage, won’t break the bank –so let’s start comparing

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